Last updated: 4/26/2024

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Chase Ink Business Preferred

Earns: Chase Ultimate Rewards

GigaTake:

This is the premier business card from Chase and it’s great all around. You’ll earn 3x in some key categories (travel and much business spend) all while earning highly valuable Ultimate Rewards.

This card is best for:

  • Travel
  • Shipping
  • Online Advertising

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Chase Ultimate Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Chase Ink Business Preferred compares to other credit cards

Chase Ink Business Preferred Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1.8 cents per point
Effective Value = 5.4 %

0%
6%

Reward Rate = 3x

Value = 1.8 cents per point
Effective Value = 5.4 %

0%
6%

Reward Rate = 3x

Value = 1.8 cents per point
Effective Value = 5.4 %

0%
6%

Reward Rate = 1x

Value = 1.8 cents per point
Effective Value = 1.8 %

0%
3%

Welcome Bonus = 10,000

Value = 1.8 cents per point
Effective Value = $180

$5
$1700

Annual Fee = $95

$0
$695
Welcome Bonus
10,000

OK

Bonus Rating

Points

After you spend $15,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Travel (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

3x Shipping (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

3x Internet (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

3x Cable (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

3x Phone (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

3x Online Advertising (first $150,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

Very Good

very good

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Chase Ultimate Rewards
Gigapoints Value
1.8¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchasesâ€\”with no limit to the amount you can earn.

Annual Fee
  • $95
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

25% more in travel redemption

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.

The Fine Print

PURCHASES APR 18.24% – 23.24%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 27.24% Variable
CASH ADVANCE FEE Either $15 or 5% of the amount of each transfer, whichever is greater.
FOREIGN TRANSACTION FEE 0%