Last updated: 10/2/2022

Capital One Quicksilver Cash Rewards

Earns: Cash Back

★★★★★

GigaTake:

A solid cash back card. It has no annual fee, earns 1.5% cash back on all purchases, and has a 0% introductory APR. Other cash back cards offer as much as 2% on everything and you might be able to squeeze more value out of a points card.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

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All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

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Pros

1.5% cash back on all purchases is good, if not great.
No annual fee.

Cons

You can do better with a 2% cash back card.

See how the Capital One Quicksilver Cash Rewards compares to other credit cards

Capital One Quicksilver Cash Rewards Other Cards

Rewards

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Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

Welcome Bonus = 20,000

Value = 1 cent per point
Effective Value = $200

$1700

Annual Fee = $0

$695

Welcome Bonus

$200 Cash Back

After you spend $500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1.5% All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR PURCHASES	0% for 15 months
INTRO APR FOR BALANCE TRANSFERS	0% for 15 months
PURCHASES APR	28.49%
BALANCE TRANSFER FEE	3% of the amount of each transferred balance
CASH ADVANCE APR	28.49% (Variable)
CASH ADVANCE FEE	Either $10 or 3% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS	Up to $39
FOREIGN TRANSACTION FEE	0%