Last updated: 9/9/2021

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U.S. Bank Altitude Go

Earns: U.S. Bank FlexPoints

GigaTake:

Since Altitude points are worth one cent each, this is basically a cash back card, but a pretty good one. 4x on dining, 2x on groceries and gas plus some bonuses for streaming services makes it a pretty competitive card.

This card is best for:

  • Dining
  • Groceries
  • Gas

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} U.S. Bank FlexPoints
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 4% cash back on dining is on the highest cash back rates available.
  • No annual fee.
  • 0% Intro APR for the first 12 billing cycle.

Cons

  • Other points cards might earn you a bit more.

See how the U.S. Bank Altitude Go compares to other credit cards

U.S. Bank Altitude Go Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 4x

Value = 1 cent per point
Effective Value = 4 %

0%
7%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
7%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
6%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 20,000

Value = 1 cent per point
Effective Value = $200

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
20,000

OK

Bonus Rating

Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
4x Dining

Excellent

excellent

Excellent

In the top 15% of cards.

2x Groceries

Very Good

very good

2x Gas

Good

good

Good

In the top 50% of cards.

2x Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
U.S. Bank FlexPoints
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Streaming bonus

$15 credit for annual streaming service purchases such as Netflix and Spotify

The Fine Print

INTRO APR FOR PURCHASES 0% for 12 months
INTRO APR FOR BALANCE TRANSFERS 0% for 12 months
PURCHASES APR 14.99% to 23.99%
BALANCE TRANSFER APR 14.99% to 23.99%
BALANCE TRANSFER FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR 25.99%
CASH ADVANCE FEE Either 5% of the amount of each transfer or $10 minimum, whichever is greater.
FOREIGN TRANSACTION FEE 0%