Last updated: 9/16/2021

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Delta SkyMiles® Gold Business American Express

Earns: Delta SkyMiles

GigaTake:

A reasonable way to earn Delta miles, but you may be better off with a Membership Rewards card that earns points faster and transfer to Delta.

This card is best for:

  • Dining
  • Shipping
  • Online Advertising

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Delta SkyMiles
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Delta SkyMiles® Gold Business American Express compares to other credit cards

Delta SkyMiles® Gold Business American Express Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
7%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
4%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
4%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 70,000

Value = 1 cent per point
Effective Value = $700

$0
$1800

Annual Fee = $99

$0
$995
Welcome Bonus
70,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $2,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Dining

Good

good

Good

In the top 50% of cards.

2x Shipping

Excellent

excellent

Excellent

In the top 15% of cards.

2x Online Advertising

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Delta SkyMiles
Gigapoints Value
1.0¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Terms apply.

Annual Fee
  • $0 first year
  • $99 thereafter
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

First Checked Bag Free

First checked back is free on Delta flights for card member and also available for passengers traveling in the same reservation as the Basic Card Member.

Main Cabin 1 Priority Boarding

Card Members are entitled to receive Main Cabin 1 Priority Boarding on Delta flights. Benefit is limited to Basic Card Members (not Additional Card Members).

20% Back on In-Flight Purchases

Card Members will receive a 20% savings in the form of a statement credit on eligible pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets, on Delta-operated flights.

The Fine Print

PURCHASES APR 15.74% – 24.74%
CASH ADVANCE APR 25.24% Variable
FOREIGN TRANSACTION FEE 0%