Please note: This card has been discontinued and is not currently accepting new applications.

Last updated: 5/3/2021

US Bank Flex Perks Travel

Earns: U.S. Bank FlexPoints

GigaTake:

An inexpensive card with a broad set of 2x bonus categories—it even offers extra rewards on charitable contributions. FlexPoints are simple to redeem at 1.5 cents per point.

This card is best for:

  • Groceries
  • Gas
  • Charities and Non-Profits

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} U.S. Bank FlexPoints
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Good returns in many categories.
  • One of the only cards to offer higher rewards rates for charities and non-profits.

Cons

  • $49 annual fee.

See how the US Bank Flex Perks Travel compares to other credit cards

US Bank Flex Perks Travel Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
9%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
6%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
7%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 25,000

Value = 1 cent per point
Effective Value = $250

$0
$1800

Annual Fee = $49

$0
$995
Welcome Bonus
25,000

OK

Bonus Rating

Points

After you spend $2,000 in 4 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Airlines

Very Good

very good

2x Gas

Good

good

Good

In the top 50% of cards.

2x Groceries

Very Good

very good

2x Cellular Providers

Excellent

excellent

Excellent

In the top 15% of cards.

2x Charities and Non-Profits

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
U.S. Bank FlexPoints
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0 first year
  • $49 thereafter
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

$25 Airline Allowance

Offers reimbursement for up to $25 per air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade.

The Fine Print

PURCHASES APR 15.99% to 25.99%
BALANCE TRANSFER APR 15.99% to 25.99%
BALANCE TRANSFER FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR 25.99
CASH ADVANCE FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%