Last updated: 8/19/2020

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airline

United Club

Earns: United MileagePlus

GigaTake:

This card might make sense if you really want access to United’s airport lounge network, and it earns 1.5 miles for every dollar you charge. But the $450 annual fee makes it one of the most expensive cards on the market—without the flexibility of similarly priced cards.

Calculating rewards based on your personal spending.

You Could Earn

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Worth

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Plus Welcome Bonus

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Card Review

Last updated: 8/19/2020

United Club

Earns: United MileagePlus

You Could Earn

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{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Apply Now

GigaTake:

airline

This card might make sense if you really want access to United’s airport lounge network, and it earns 1.5 miles for every dollar you charge. But the $450 annual fee makes it one of the most expensive cards on the market—without the flexibility of similarly priced cards.

Card Highlights

Reward Summary
2x United Airlines
1.5x All Other
Annual Fee
$450
Foreign Transaction Fees
0%
Welcome Bonus
75,000 Points

After you spend $3,000 in 3 months

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How did we arrive here?

With this card, you would have earned…

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Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value United MileagePlus at 1.3 cents per point.

Learn More

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards United Club

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Annual Fee

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Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

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*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles

Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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United Club

Compared to other cards
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    ${{c.totalValueWithSignupBonus | number}}

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${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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Card Benefits

Additional perks of owning this card

United Club membership

United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks. Before you fly, you, as the primary cardmember, and your eligible travel companions will enjoy access to all United Club locations and participating Star Alliance affiliated lounges worldwide.

Free first and second checked bags

The primary cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free on United-operated flights when purchasing tickets with their United ClubSM Card.

Card Details
PURCHASES APR 16.49% to 23.49%
CASH ADVANCE APR 24.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
RETURN CHECK FEE 0
FOREIGN TRANSACTION FEE 0%