Last updated: 10/9/2020

Wyndham Rewards Earner

Earns: Wyndham Rewards

GigaTake:

There are better overall cards, but if you’re a fan of Wyndham hotels, this no annual fee can offer a decent return and automatic Gold status.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Wyndham Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Wyndham Rewards Earner compares to other credit cards

Wyndham Rewards Earner Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 5x

Value = 0.7 cents per point
Effective Value = 3.5 %

0%
6%

Reward Rate = 2x

Value = 0.7 cents per point
Effective Value = 1.4 %

0%
7%

Reward Rate = 2x

Value = 0.7 cents per point
Effective Value = 1.4 %

0%
7%

Reward Rate = 1x

Value = 0.7 cents per point
Effective Value = 0.7 %

0%
3%

Welcome Bonus = 30,000

Value = 0.7 cents per point
Effective Value = $210

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
30,000

OK

Bonus Rating

Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
5x Gas

Excellent

excellent

Excellent

In the top 15% of cards.

2x Dining

OK

OK

2x Groceries

OK

OK

5x Wyndham

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Wyndham Rewards
Gigapoints Value
.7¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Automatic Gold Level Benefits

Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more.

Annual Bonus

Earn 7,500 bonus points each anniversary year after you spend $15,000 on eligible purchases.

The Fine Print

INTRO APR FOR PURCHASES 0% for 6 months
INTRO APR FOR BALANCE TRANSFERS 0% for 15 months
PURCHASES APR 15.74%, 19.99% or 24.99%
BALANCE TRANSFER APR 15.74%, 19.99% or 24.99%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24% variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%