Last updated: 6/15/2021

Citi / AAdvantage Platinum Select World Elite Mastercard

Earns: American AAdvantage

GigaTake:

One of the better options if you want to earn American miles. But with those miles being so hard to use, you might want to consider a different card. Even a generic travel rewards card might be a better way to get free flights on the airline.

This card is best for:

  • Dining
  • Gas

GigaPoints has partnered with CardRatings for our coverage of credit card products. GigaPoints and CardRatings may receive a commission from card issuers. However, opinions, reviews, analyses & recommendations are GigaPoints’ alone, and have not been reviewed, endorsed or approved by any of these entities. Read more here.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} American AAdvantage
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Decent bonuses for dining and gas, 2 points per dollar.
  • Free checked bags and priority boarding on American Airlines.

Cons

  • $99 annual fee after the first year.
  • American miles can be hard to use.

See how the Citi / AAdvantage Platinum Select World Elite Mastercard compares to other credit cards

Citi / AAdvantage Platinum Select World Elite Mastercard Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.2 cents per point
Effective Value = 2.4 %

0%
7%

Reward Rate = 2x

Value = 1.2 cents per point
Effective Value = 2.4 %

0%
6%

Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 50,000

Value = 1.2 cents per point
Effective Value = $600

$0
$1800

Annual Fee = $99

$0
$995
Welcome Bonus
50,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $2,500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Dining

Good

good

Good

In the top 50% of cards.

2x Gas

Very Good

very good

2x American Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
American AAdvantage
Gigapoints Value
1.2¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0 first year
  • $99 thereafter
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

First checked bag free

First checked back is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.

Preferred boarding

Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding.

25% off inflight

Receive a 25% savings on eligible inflight food and beverage purchases when you use your card on American Airlines flights.

The Fine Print

PURCHASES APR 15.99% to 24.99%
BALANCE TRANSFER APR 15.99% to 24.99%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%