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Last updated: 2/11/2020

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Citi Prestige

Earns: Citi Thank You Points

GigaTake:

Citi’s entry to the ultra-premium card race, competing against the Chase Sapphire Reserve and American Express Gold. Its 5x points for air travel and restaurant spending is nearly unmatched and the complimentary 4th hotel night can be hugely valuable. But it has a high annual fee ($450) and ThankYou points aren’t the most flexible.


YOUR FIRST YEAR PROJECTED EARNINGS

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Citi Thank You Points
worth

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Card Review

Last updated: 2/11/2020

Citi Prestige

Earns: Citi Thank You Points


YOUR FIRST YEAR PROJECTED EARNINGS

{{card.totalPoints | number}}

Citi Thank You Points
worth

${{card.totalValue | number}}

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GigaTake:

points

Citi’s entry to the ultra-premium card race, competing against the Chase Sapphire Reserve and American Express Gold. Its 5x points for air travel and restaurant spending is nearly unmatched and the complimentary 4th hotel night can be hugely valuable. But it has a high annual fee ($450) and ThankYou points aren’t the most flexible.

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Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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Citi Prestige

Compared to other cards

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How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus


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Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

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Monetary value of points

We value Citi Thank You Points at 1.4 cents per point.

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Value of a point in cents

Other Cards Citi Prestige

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Card Benefits

Additional perks of owning this card

Complimentary 4thfourth Night Hotel Stay

Complimentary 4thfourth Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (based on your average night stay, exclusive of taxes and fees). Cannot be used more than two times per year.

Up to $250 Travel Credit Every Calendar Year

There’s no need to enroll, your credit is applied automatically to eligible travel purchases.

VIP Lounge Access

Enjoy complimentary access to hundreds of VIP lounges through Priority Pass Select.

Cell Phone Protection

With this new card benefit, if your phone is stolen or suffers certain damages, you can be reimbursed for the cost to repair or replace your phone. Coverage includes up to $1,500 in total, yearly benefits for up to 5 phones on your monthly bill.

Card Details
PURCHASES APR 18.49% to 25.49%
CASH ADVANCE APR 26.74%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $40.