Last updated: 8/19/2020

Apply Now

points

Citi Prestige

Earns: Citi Thank You Points

GigaTake:

Citi’s entry to the ultra-premium card race, competing against the Chase Sapphire Reserve and American Express Gold. Its 5x points for air travel and restaurant spending is nearly unmatched and the complimentary 4th hotel night can be hugely valuable. But it has a high annual fee ($450) and ThankYou points aren’t the most flexible.

Calculating rewards based on your personal spending.

You Could Earn

${{card.totalValue | number}}

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Card Review

Last updated: 8/19/2020

Citi Prestige

Earns: Citi Thank You Points

You Could Earn

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Apply Now

GigaTake:

points

Citi’s entry to the ultra-premium card race, competing against the Chase Sapphire Reserve and American Express Gold. Its 5x points for air travel and restaurant spending is nearly unmatched and the complimentary 4th hotel night can be hugely valuable. But it has a high annual fee ($450) and ThankYou points aren’t the most flexible.

Card Highlights

Reward Summary
5x Airlines
5x Dining
3x Hotels
3x Cruises
1x All Other
Annual Fee
$495
Foreign Transaction Fees
0%
Welcome Bonus
50,000 Points

Citi Thank You Points mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value Citi Thank You Points at 1.4 cents per point.

Learn More

Hilton Honors

Choice Hotels Privileges

Wyndham Wyndham Rewards

Alitalia MilleMiglia

Expedia Rewards

IHG Rewards Club

Uber Cash

Marriott Bonvoy

Fidelity Rewards

PenFed Credit Union Points

Navy Federal nRewards

Gap Good Rewards

USAA Rewards

Turkish Airways Miles & Smiles

Thai Airways Royal Orchid Plus

Malaysia Airlines Enrich

Jet Airways JetPrivilege

El Al Matmid

Singapore Airlines KrisFlyer

Qatar Airways Privilege Club

Hainan Airlines Fortune Wings Club

Finnair Finnair Plus

EVA Air Infinity MileageLands

Etihad Airways Etihad Guest

Avianca LifeMiles

Cathay Pacific Asia Miles

Aeromeixco Club Premier

Air France – KLM Flying Blue

Virgin Australia Velocity

Qantas Points

Discover Miles

Disney Rewards Dollars

Amazon Amazon

Bank of America Preferred Rewards

Wells Fargo Go Far Rewards

Cash Back Cash Back

Aer Lingus AerClub

Capital One Miles

Hawaiian Airlines HawaiianMiles

Iberia Plus

Emirates Skywards

Air Canada Aeroplan

Delta Airlines SkyMiles

American Airlines American AAdvantage

British Airways Executive Club

Virgin Atlantic Virgin Points

ANA Mileage Club

United MileagePlus

Southwest Rapid Rewards

Citi Thank You Points

Alaska Airlines Mileage Plan

JetBlue TrueBlue

U.S. Bank Altitude Points

U.S. Bank FlexPoints

Hyatt World of Hyatt

American Express Membership Rewards

Chase Ultimate Rewards

Luxury Card Luxury Card Rewards

Accor Live Limitless

Starbucks Stars

.5 .6 .7 .7 .8 1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 2 3

Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Citi Prestige

Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

{{categoryGroup.categoryGroups.minValue | number}}x

${{categoryGroup.categoryGroups.maxValue | number}}

{{categoryGroup.categoryGroups.maxValue | number}}x

Reward Rate = {{card.earning_rate}}x All other
Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

{{basePointsGroups.maxValue | number}}x

Annual Fee = ${{annualFeeCard.value|number}}
Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles

Compared to your cards
Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

Citi Prestige

Compared to other cards
  • ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

    ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

Scroll to see additional cards

Sign in to see how well this card would work for you.

Sign in

Stop missing out on ${{card.totalValue | number}} dollars

How we do this calculation.

Add your first credit card to see how much you could earn with this card.

Sign in to see the calculations for this card mapped to your spending

Sign In

Card Benefits

Additional perks of owning this card

Complimentary 4th Night Hotel Stay

Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (based on your average night stay, exclusive of taxes and fees). Cannot be used more than two times per year.

Up to $250 Travel Credit Every Calendar Year

There’s no need to enroll, your credit is applied automatically to eligible travel purchases.

VIP Lounge Access

Enjoy complimentary access to hundreds of VIP lounges through Priority Pass Select.

Cell Phone Protection

With this new card benefit, if your phone is stolen or suffers certain damages, you can be reimbursed for the cost to repair or replace your phone. Coverage includes up to $1,500 in total, yearly benefits for up to 5 phones on your monthly bill.

Card Details
PURCHASES APR 16.99% to 23.99%
CASH ADVANCE APR 25.24%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $40.
FOREIGN TRANSACTION FEE 0%