Calculating rewards based on your personal spending.

Last updated: 10/1/2020

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points

Chase Sapphire Reserve

Earns: Chase Ultimate Rewards

GigaTake:

Pricey but powerful, this is one of the very best cards for high spenders and frequent travelers: It earns valuable Chase Ultimate Reward points, nets 3x points when you use it for travel and dining, and comes with a slew of other perks. The automatic $300 credit on travel spending cancels out most of the $450 annual fee.

You Could Earn

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Card Review

Last updated: 10/1/2020

Chase Sapphire Reserve

Earns: Chase Ultimate Rewards

You Could Earn

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Worth

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Plus Welcome Bonus

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GigaTake:

points

Pricey but powerful, this is one of the very best cards for high spenders and frequent travelers: It earns valuable Chase Ultimate Reward points, nets 3x points when you use it for travel and dining, and comes with a slew of other perks. The automatic $300 credit on travel spending cancels out most of the $450 annual fee.

Card Highlights

Reward Summary
3x Travel
3x Dining
10x Lyft
1x All Other
Annual Fee
$550
Welcome Bonus
50,000 Points

After you spend $4,000 in 3 months

Additional Credits
$300 Travel
Other Card Information

Bonus categories through September 30, 2020:

  • 5x points on Instacart delivery and pickup orders — on up to $3,000 across the three-month promotional period
  • Up to $50 in statement credits towards an Instacart Express membership (annual or monthly)
  • 5x points at gas stations — on up to $1,500 across the three-month promotional period
  • 10x points on select streaming services (such as Spotify or Netflix) — on up to $1,500 across the three-month promotional period

$75 annual fee for each additional authorized user.

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How did we arrive here?

With this card, you would have earned…

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Monetary value of points

We value Chase Ultimate Rewards at 1.8 cents per point.

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Chase Sapphire Reserve

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Relevant Articles

Compared to your cards
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Your Current Credit Cards

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Chase Sapphire Reserve

Compared to other cards
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Card Benefits

Additional perks of owning this card

Global Entry or TSA Pre✓® Fee Credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.

Complimentary Airport Lounge Access

Rest and revive before your flight at one of the 1,000+ VIP lounges in over 500 cities worldwide after an easy, one-time enrollment in Priority Pass™ Select.

The Luxury Hotel & Resort CollectionSM

Enjoy special benefits at a variety of hand-selected top hotels and resorts worldwide such as complimentary room upgrades, early check-in and late check-out.

50% more in travel redemption

Get 50% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.

24/7 direct access to Customer Service Specialists

Count on 24/7 direct access to a dedicated customer service specialist from anywhere in the world.

Lyft Pink

Enjoy benefits like preferred pricing, priority airport pickups, exclusive offers, and more with one year of complimentary Lyft Pink.

Door Dash Credit and Subscription

Up to $60 a year in DoorDash statement credits through 2021. Also enjoy a complimentary DashPass, DoorDash’s subscription service that provides unlimited restaurant deliveries with a $0 delivery fee and reduced service fees on orders over $12, for a minimum of one year.

Card Details
PURCHASES APR 16.99% to 23.99%
CASH ADVANCE APR 24.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transfer, whichever is greater.
LATE PAYMENTS Up to $39
RETURN CHECK FEE None