Last updated: 8/19/2020

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cashback

Citi Double Cash

Earns: Cash Back

GigaTake:

★★★★★

The top of the cash-back heap. This card effectively pays 2% cash back on all spending—with no annual fee. Some points cards may get you more total value, but if you like to keep things simple, this one is hard to beat.

Calculating rewards based on your personal spending.

You Could Earn

${{card.totalValue | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Citi Double Cash

Earns: Cash Back

You Could Earn

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

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GigaTake:

★★★★★

cashback

Card Highlights

Reward Summary
                    
                        2%                    
                    
                                            All Spending

Annual Fee
                        $0
                                            
Foreign Transaction Fees
                        3%
                    

Other Card Information

Cash back comes in two steps: 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Cash Back mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

Points Dollar value

${{totalAmount | number}} =

{{totalAmount | number}} =

Include Welcome Bonus

–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Monetary value of points

We value Cash Back at 1 cents per point.

Learn More

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Citi Double Cash

Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

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${{categoryGroup.categoryGroups.maxValue | number}}

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Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

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Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles

Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

Citi Double Cash

Compared to other cards

${{c.totalValueWithSignupBonus | number}}

{{c.card.display_name}}

${{c.totalValueWithSignupBonus | number}}

{{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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Add Card

Stop missing out on ${{card.totalValue | number}} dollars

How we do this calculation.

Add your first credit card to see how much you could earn with this card.

Sign in to see the calculations for this card mapped to your spending

Card Benefits

Additional perks of owning this card

Second 1% cash back earned when charges are full paid for.

Card Details

PURCHASES APR	13.99% to 23.99%
CASH ADVANCE APR	25.24%
BALANCE TRANSFER FEE	Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE	Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS	None for the first late payment; up to $40 after that.
FOREIGN TRANSACTION FEE	3%

Citi Double Cash

Card Review

Citi Double Cash

Card Highlights

Reward Summary

Annual Fee

Foreign Transaction Fees

Other Card Information

Cash Back mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

${{totalAmount | number}} =

{{totalAmount | number}} =

Monetary value of points

We value Cash Back at 1 cents per point.

See how this card stacks up to other credit cards

Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

{{c.card.display_name || c.card.card.display_name}}

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

{{c.card.display_name || c.card.card.display_name}}

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

{{c.card.display_name || c.card.card.display_name}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

{{c.card.display_name || c.card.card.display_name}}

Relevant Articles

Compared to your cards

Compared to your cards

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${{card.totalValue | number}}

Compared to other cards

{{c.card.display_name}}

{{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

Sign in to see how well this card would work for you.

Stop missing out on ${{card.totalValue | number}} dollars

Add your first credit card to see how much you could earn with this card.

Sign in to see the calculations for this card mapped to your spending

Card Benefits

Additional perks of owning this card

Card Details