Calculating rewards based on your personal spending.

Last updated: 8/19/2020

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cashback

Citi Double Cash

Earns: Cash Back

GigaTake:

The top of the cash-back heap. This card effectively pays 2% cash back on all spending—with no annual fee. Some points cards may get you more total value, but if you like to keep things simple, this one is hard to beat.

You Could Earn

${{card.totalValue | number}}

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Card Review

Last updated: 8/19/2020

Citi Double Cash

Earns: Cash Back

You Could Earn

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

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GigaTake:

cashback

The top of the cash-back heap. This card effectively pays 2% cash back on all spending—with no annual fee. Some points cards may get you more total value, but if you like to keep things simple, this one is hard to beat.

Card Highlights

Reward Summary
2% All Spending
Annual Fee
$0
Foreign Transaction Fees
3%
Other Card Information

Cash back comes in two steps: 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Cash Back mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value Cash Back at 1 cents per point.

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.5 .6 .7 .7 .8 1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 2 3

Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Citi Double Cash

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Reward Rate = {{card.earning_rate}}x All other
Reward Rate = {{card.earning_rate}}x All spending

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Annual Fee = ${{annualFeeCard.value|number}}
Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles

Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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Citi Double Cash

Compared to other cards
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    ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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How we do this calculation.

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Card Benefits

Additional perks of owning this card

Double Cash

Second 1% cash back earned when charges are full paid for.

Card Details
PURCHASES APR 13.99% to 23.99%
CASH ADVANCE APR 25.24%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS None for the first late payment; up to $40 after that.
FOREIGN TRANSACTION FEE 3%