Calculating rewards based on your personal spending.

Last updated: 2/13/2020

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points

American Express Everyday

Earns: American Express Membership Rewards

GigaTake:

A decent but underwhelming card. It has no annual fee, but only gives you extra points for grocery spending (2x), tacking on another 20% overall if you use the card at least 20 times a month. The Membership Rewards points it earns are among the more flexible and valuable around.


YOUR FIRST YEAR PROJECTED EARNINGS

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American Express Membership Rewards
worth

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Card Review

Last updated: 2/13/2020

American Express Everyday

Earns: American Express Membership Rewards


YOUR FIRST YEAR PROJECTED EARNINGS

{{card.totalPoints | number}}

American Express Membership Rewards
worth

${{card.totalValue | number}}

Apply Now

GigaTake:

points

A decent but underwhelming card. It has no annual fee, but only gives you extra points for grocery spending (2x), tacking on another 20% overall if you use the card at least 20 times a month. The Membership Rewards points it earns are among the more flexible and valuable around.

American Express Membership Rewards mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}


Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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American Express Everyday

Compared to other cards

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How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus


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-${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}}Plus Base Spending

${{merchantBonusAmount | number}}Merchant Bonus

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} Bonus

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} Bonus${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

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Value of a point in cents

Other Cards American Express Everyday

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Annual Fee

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Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

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*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

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Card Benefits

Additional perks of owning this card

Earn 20% more points

Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits.

Card Details
PURCHASES APR 14.49% to 25.49%
CASH ADVANCE APR 26.99%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39
FOREIGN TRANSACTION FEE 2.7%