Last updated: 3/5/2021

U.S. Bank FlexPerks Select+

Earns: U.S. Bank FlexPoints

★★★★★

GigaTake:

Some customers will like that this card has no annual fee and a 0% Intro APR on balance transfers. It earns a point for every dollar you spend, but since each FlexPoint is worth 1.5 cents, it’s the equivalent of 1.5% cash-back card.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn	Worth	Plus Welcome Bonus	Total
{{totalPointsYouCouldEarn \| number}} U.S. Bank FlexPoints per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

${{totalAmount | number}} =

{{totalAmount | number}} =

–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the U.S. Bank FlexPerks Select+ compares to other credit cards

U.S. Bank FlexPerks Select+ Other Cards

Rewards

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Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

Welcome Bonus = 10,000

Value = 1 cent per point
Effective Value = $100

$1700

Annual Fee = $0

$695

Welcome Bonus

10,000 Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1x All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR BALANCE TRANSFERS	0% for 9 months
PURCHASES APR	15.74% to 25.74%
BALANCE TRANSFER APR	15.99% to 25.99%
BALANCE TRANSFER FEE	Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR	25.99%
CASH ADVANCE FEE	Either 4% of the amount of each advance or $10 minimum, whichever is greater.
LATE PAYMENTS	Up to $40.
FOREIGN TRANSACTION FEE	3%