Last updated: 3/5/2021
U.S. Bank FlexPerks Select+
Earns: U.S. Bank FlexPoints
![](https://www.gigapoints.com/wp-content/uploads/2019/10/US-Bank-FlexPerks-Select-Plus-300x188.png)
Some customers will like that this card has no annual fee and a 0% Intro APR on balance transfers. It earns a point for every dollar you spend, but since each FlexPoint is worth 1.5 cents, it’s the equivalent of 1.5% cash-back card.