Last updated: 8/30/2022

Chase Freedom Student

Earns: Cash Back

★★★★★

GigaTake:

While other cards will offer you 2% cash back, they may require more developed credit scores. The Chase Student Freedom is one of the best cash back cards for students.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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Pros

No annual fee.
Good for students building credit.

Cons

Other cards earn more.

See how the Chase Freedom Student compares to other credit cards

Chase Freedom Student Other Cards

Rewards

Show Rewards For:

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Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

Welcome Bonus = 5,000

Value = 1 cent per point
Effective Value = $50

$1700

Annual Fee = $0

$695

Welcome Bonus

$50 Cash Back

After you spend $1 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1% All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

$20 Good Standing Rewards after each account anniversary for up to 5 years.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

PURCHASES APR	17.24%
CASH ADVANCE APR	27.24% Variable
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE	3%