Calculating rewards based on your personal spending.

Last updated: 2/12/2020

travel

United TravelBank

Earns: Cash Back

GigaTake:

★★★★★

Do you want a card whose cash rewards you can only use with one airline? Neither do we. There are dozens of cash-back cards that earn at a similar or better rate and give you money that you can spend anywhere, not just on United.com.

YOUR FIRST YEAR PROJECTED EARNINGS

Cash Back
worth

${{card.totalValue | number}}

United TravelBank

Earns: Cash Back

YOUR FIRST YEAR PROJECTED EARNINGS

Cash Back
worth

${{card.totalValue | number}}

Apply Now

GigaTake:

★★★★★

travel

Cash Back mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

United TravelBank

Compared to other cards

${{c.totalValue | number}}

{{c.card.display_name}}

${{c.totalValue | number}}

{{c.card.display_name}}

${{allCards[0].totalValue | number}} – ${{allCards[allCards.length-1].totalValue | number}}

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How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus

${{card.totalValue | number}} =

-${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}}Plus Base Spending

${{merchantBonusAmount | number}}Merchant Bonus

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} Bonus

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} Bonus${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Monetary value of points

We value Cash Back at 1 cents per point.

Hilton Honors	Choice Hotels Privileges	Wyndham Wyndham Rewards Alitalia MilleMiglia Expedia Rewards IHG Rewards Club	Marriott Bonvoy	USAA Rewards Uber Cash Turkish Airways Miles & Smiles Thai Airways Royal Orchid Plus Malaysia Airlines Enrich Jet Airways JetPrivilege El Al Matmid Singapore Airlines KrisFlyer Qatar Airways Privilege Club Hainan Airlines Fortune Wings Club Finnair Finnair Plus EVA Air Infinity MileageLands Etihad Airways Etihad Guest Avianca LifeMiles Cathay Pacific Asia Miles Aeromeixco Club Premier Air France – KLM Flying Blue Virgin Australia Velocity Qantas Points Discover Miles Disney Rewards Dollars Amazon Amazon Bank of America Preferred Rewards Wells Fargo Go Far Rewards Cash Back Cash Back Aer Lingus AerClub	Capital One Miles	Hawaiian Airlines HawaiianMiles Iberia Plus Air Canada Aeroplan Delta Airlines SkyMiles American Airlines American AAdvantage British Airways Executive Club	Virgin Atlantic Flying Club Emirates Skywards ANA Mileage Club United MileagePlus	Citi Thank You Points Alaska Airlines Mileage Plan	JetBlue TrueBlue U.S. Bank Altitude Points Southwest Rapid Rewards U.S. Bank FlexPoints	Hyatt World of Hyatt	American Express Membership Rewards	Chase Ultimate Rewards	Accor Live Limitless	Starbucks Stars
.5	.6	.7	.8	1	1.1	1.2	1.3	1.4	1.5	1.6	1.7	1.8	2	3

Value of a point in cents

Other Cards United TravelBank

Reward Rate = {{categoryGroup.categoriesMultiplier.value+1}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

{{categoryGroup.categoryGroups.minValue | number}}x

${{categoryGroup.categoryGroups.maxValue | number}}

{{categoryGroup.categoryGroups.maxValue | number}}x

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

{{basePointsGroups.maxValue | number}}x

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

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Stop missing out on ${{card.totalValue | number}} dollars

How we do this calculation.

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Card Benefits

Additional perks of owning this card

Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United operated flights when you pay with your United TravelBank Card.

Card Details

PURCHASES APR	17.49% to 24.49%
CASH ADVANCE APR	26.49%
BALANCE TRANSFER FEE	Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	Up to $39.

United TravelBank

Card Review

United TravelBank

Cash Back mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

Compared to your cards

Compared to your cards

${{currentCardValue | number}}

${{card.totalValue | number}}

Compared to other cards

{{c.card.display_name}}

{{c.card.display_name}}

${{allCards[0].totalValue | number}} – ${{allCards[allCards.length-1].totalValue | number}}

Sign in to see how well this card would work for you.

How did we arrive here?

${{card.totalValue | number}} =

Monetary value of points

We value Cash Back at 1 cents per point.

Reward Rate = {{categoryGroup.categoriesMultiplier.value+1}}x {{categoryGroup.categoriesMultiplier.name}}

{{c.card.display_name || c.card.card.display_name}}

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

{{c.card.display_name || c.card.card.display_name}}

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

{{c.card.display_name || c.card.card.display_name}}

Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

{{c.card.display_name || c.card.card.display_name}}

Relevant Articles

Stop missing out on ${{card.totalValue | number}} dollars

Sign in to see the calculations for this card mapped to your spending

Card Benefits

Additional perks of owning this card

Card Details