Last updated: 6/8/2021

United TravelBank

Earns: Cash Back

★★★★★

GigaTake:

Do you want a card whose cash rewards you can only use with one airline? Neither do we. There are dozens of cash-back cards that earn at a similar or better rate and give you money that you can spend anywhere, not just on United.com.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn	Worth	Plus Welcome Bonus	Total
{{totalPointsYouCouldEarn \| number}} Cash Back per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

${{totalAmount | number}} =

{{totalAmount | number}} =

–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the United TravelBank compares to other credit cards

United TravelBank Other Cards

Rewards

Show Rewards For:

Hover the dots to view other Credit Cards

Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

Welcome Bonus = 15,000

Value = 1 cent per point
Effective Value = $150

$1700

Annual Fee = $0

$995

Welcome Bonus

$150 Cash Back

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2% United Airlines

1.5% All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

How United TravelBank cash works

Card holders accumulate TravelBank based on their spending on the card. TravelBank cash can only be used on United tickets purchased directly from the airline. TravelBank cash can be used alone or combined with select forms of payment during the purchase.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United operated flights when you pay with your United TravelBank Card.

The Fine Print

PURCHASES APR	15.99% to 22.99%
BALANCE TRANSFER APR	15.99% to 22.99%
BALANCE TRANSFER FEE	Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	24.99%
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	Up to $39.
RETURN CHECK FEE	$0
FOREIGN TRANSACTION FEE	0%