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Last updated: 6/27/2023

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IHG® Rewards Club Premier

Earns: IHG Rewards Club

★★★★★
★★★★★
GigaTake:

IHG points are some of the least valuable travel points around. But this card comes with a free night and the sign-up bonuses can get big. If you stay at IHG properties it could be worth having in your wallet (but please put your non-IHG spend on another card).

GigaPoints has partnered with CardRatings for our coverage of credit card products. GigaPoints and CardRatings may receive a commission from card issuers. However, opinions, reviews, analyses & recommendations are GigaPoints’ alone, and have not been reviewed, endorsed or approved by any of these entities. Read more here.

Summary For You
Comparison
Highlights
Features
Details

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} IHG Rewards Club
per year		 ${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}		 ${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus
Annual Fee${{annualFeeAmount | number}}
All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}
Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}
{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}
Welcome Bonus${{welcomeBonusAmount | number}}
Include Welcome Bonus
  • Annual Fee
  • Plus Base Spending
  • Merchant Bonus
  • Category Bonus
  • Welcome Bonus

See how the IHG® Rewards Club Premier compares to other credit cards

IHG® Rewards Club Premier Other Cards

Rewards

Show Rewards For:

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Hover the dots to view other Credit Cards

Reward Rate = 5x

Value = 0.7 cents per point
Effective Value = 3.5 %

0%

0.7%

Wyndham Rewards

0.7%

Citi Expedia Rewards

0.75%

Starbucks Rewards Visa

0.8%

Marriott Bonvoy Bold

1%

U.S. Bank Business Cash Rewards World Elite MasterCard

1%

Citi Custom Cash℠

1%

Delta SkyMiles® Reserve Business American Express

1%

Delta SkyMiles® Platinum Business American Express

1%

Chase Freedom Student

1%

U.S. Bank FlexPerks Select+

1%

PenFed Platinum Rewards

1%

Blue Cash Preferred® Card from American Express

1%

U.S. Bank Cash+

1%

Disney Visa

1%

Blue Cash Everyday® Card from American Express

1.2%

Iberia Visa Signature®

1.2%

Emirates Skywards Rewards World Elite Mastercard

1.2%

Emirates Skywards Premium World Elite Mastercard

1.2%

Choice Privileges

1.2%

AAdvantage Aviator Red

1.2%

British Airways Visa Signature®

1.2%

Citi AAdvantage MileUp

1.2%

Citi AAvantage Executive World Elite

1.2%

Hilton Honors American Express Card

1.3%

Southwest Rapid Rewards® Performance Business

1.3%

Southwest Rapid Rewards® Premier Business Credit Card

1.3%

United Gateway

1.3%

Southwest Rapid Rewards® Priority Credit Card

1.3%

Southwest Rapid Rewards® Premier Credit Card

1.3%

Southwest Rapid Rewards® Plus Credit Card

1.4%

Wyndham Rewards Earner

1.4%

Bank of America Alaska Air

1.5%

Capital One Spark Cash Select for Business

1.5%

Ink Business Unlimited®

1.5%

BlockFi Bitcoin Rewards Credit Card

1.5%

Navy Federal cashRewards

1.5%

U.S. Bank Altitude Reserve

1.5%

United TravelBank

1.5%

American Express Cash Magnet

1.5%

Bank of America Travel Rewards

1.5%

Capital One Quicksilver Cash Rewards

1.5%

U.S. Bank Cash 365

1.5%

Wells Fargo Cash Wise

1.6%

Marriott Bonvoy Business® American Express®

1.62%

Capital One VentureOne Rewards

1.7%

World of Hyatt Business Credit Card

1.7%

American Express Everyday Preferred

1.7%

American Express® Business Gold

1.7%

American Express Everyday

1.7%

American Express Platinum

1.95%

United Club

2%

Capital One Spark Cash Plus

2%

Capital One Spark Cash for Business

2%

Wells Fargo Active Cash Card

2%

Delta SkyMiles® Gold Business American Express

2%

U.S. Bank Altitude Connect

2%

American Express Blue Business Cash™

2%

Amazon Prime Rewards Visa Card

2%

USAA Rewards Visa

2%

Chase Ink Business Cash

2%

Delta SkyMiles® Platinum American Express

2%

Bank of America Premium Rewards

2.09%

IHG Rewards Club Traveler

2.09%

Uber Visa

2.4%

CitiBusiness/ AAdvantage Platinum Select

2.4%

Hawaiian Airlines World Elite Mastercard

2.4%

American Express Hilton Honors Surpass

2.4%

Marriott Bonvoy Boundless

2.4%

Citi / AAdvantage Platinum Select World Elite Mastercard

2.4%

Marriott Bonvoy Brilliant™ American Express®

2.6%

Capital One Venture X Rewards

2.6%

United Quest

2.6%

Capital One Spark Miles

2.6%

United Club℠ Infinite Card

2.6%

JetBlue Card

2.6%

Capital One Venture Rewards

2.6%

United℠ Explorer

2.8%

Wyndham Rewards Earner Plus

2.8%

American Express Hilton Honors Aspire

3%

Capital One SavorOne Student

3%

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

3%

Navy Federal GO REWARDS

3%

Navy Federal More Rewards American Express

3%

Chase Freedom Flex

3%

Capital One SavorOne Rewards

3%

USAA Rewards American Express

3%

Chase Freedom Unlimited

3%

AARP Rewards

3%

Wells Fargo Propel

3.4%

Chase World of Hyatt

3.5%

IHG® Rewards Club Premier
 3.5%

4%

U.S. Bank Altitude Go

4%

Capital One Savor Rewards

4.19%

Citi Premier

4.5%

U.S. Bank FlexPerks Gold

5.09%

American Express Green Card

5.4%

Chase Sapphire Reserve

5.4%

Chase Sapphire Preferred

6.8%

American Express Gold

7%

Citi Prestige
7%

Reward Rate = 5x

Value = 0.7 cents per point
Effective Value = 3.5 %

0%

0.7%

Wyndham Rewards Earner

0.7%

Wyndham Rewards

0.7%

Wyndham Rewards Earner Plus

0.7%

Citi Expedia Rewards

0.7%

Uber Visa

0.75%

Starbucks Rewards Visa

1%

Capital One SavorOne Student

1%

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

1%

U.S. Bank Business Cash Rewards World Elite MasterCard

1%

Citi Custom Cash℠

1%

Delta SkyMiles® Reserve Business American Express

1%

Delta SkyMiles® Gold Business American Express

1%

Delta SkyMiles® Platinum Business American Express

1%

Amazon Prime Rewards Visa Card

1%

Chase Freedom Student

1%

PenFed Platinum Rewards

1%

U.S. Bank Altitude Go

1.2%

CitiBusiness/ AAdvantage Platinum Select

1.2%

Iberia Visa Signature®

1.2%

Choice Privileges

1.2%

AAdvantage Aviator Red

1.2%

Hawaiian Airlines World Elite Mastercard

1.2%

American Express Hilton Honors Surpass

1.2%

Citi AAdvantage MileUp

1.2%

American Express Hilton Honors Aspire

1.2%

British Airways Visa Signature®

1.2%

Citi AAvantage Executive World Elite

1.2%

Hilton Honors American Express Card

1.3%

Southwest Rapid Rewards® Performance Business

1.3%

Southwest Rapid Rewards® Premier Business Credit Card

1.3%

United Gateway

1.3%

JetBlue Card

1.3%

United℠ Explorer

1.3%

Southwest Rapid Rewards® Premier Credit Card

1.3%

Southwest Rapid Rewards® Priority Credit Card

1.3%

Southwest Rapid Rewards® Plus Credit Card

1.4%

IHG Rewards Club Traveler

1.4%

Citi Premier

1.4%

Citi Prestige

1.4%

Bank of America Alaska Air

1.5%

Capital One Spark Cash Select for Business

1.5%

Ink Business Unlimited®

1.5%

BlockFi Bitcoin Rewards Credit Card

1.5%

Navy Federal cashRewards

1.5%

American Express Cash Magnet

1.5%

Capital One Quicksilver Cash Rewards

1.5%

United TravelBank

1.5%

Bank of America Travel Rewards

1.5%

Chase Freedom Unlimited

1.5%

U.S. Bank Cash 365

1.5%

Wells Fargo Cash Wise

1.6%

Marriott Bonvoy Business® American Express®

1.6%

Marriott Bonvoy Bold

1.6%

Marriott Bonvoy Boundless

1.6%

Marriott Bonvoy Brilliant™ American Express®

1.62%

Capital One VentureOne Rewards

1.7%

World of Hyatt Business Credit Card

1.7%

American Express® Business Gold

1.7%

American Express Everyday Preferred

1.7%

American Express Everyday

1.7%

American Express Platinum

1.7%

Chase World of Hyatt

1.7%

American Express Gold

1.95%

United Club

2%

Capital One Spark Cash Plus

2%

Capital One Spark Cash for Business

2%

Wells Fargo Active Cash Card

2%

American Express Blue Business Cash™

2%

Bank of America Premium Rewards

2%

Citi Double Cash

2.4%

Emirates Skywards Rewards World Elite Mastercard

2.4%

Emirates Skywards Premium World Elite Mastercard

2.6%

Capital One Venture X Rewards

2.6%

Capital One Spark Miles

2.6%

United Quest

2.6%

United Club℠ Infinite Card

2.6%

Capital One Venture Rewards

3%

Wells Fargo Propel

3.5%

IHG® Rewards Club Premier
 3.5%

3.6%

Chase Sapphire Preferred

4%

U.S. Bank Altitude Connect

4.5%

U.S. Bank Altitude Reserve

5.09%

American Express Green Card

5.4%

Chase Sapphire Reserve
6%

Reward Rate = 5x

Value = 0.7 cents per point
Effective Value = 3.5 %

0%

0.7%

Citi Expedia Rewards

0.7%

Uber Visa

0.75%

Starbucks Rewards Visa

0.8%

Marriott Bonvoy Bold

1%

Capital One SavorOne Student

1%

Citi Custom Cash℠

1%

Delta SkyMiles® Reserve Business American Express

1%

Delta SkyMiles® Platinum Business American Express

1%

Delta SkyMiles® Gold Business American Express

1%

Chase Freedom Flex

1%

Chase Freedom Student

1%

U.S. Bank Cash+

1%

U.S. Bank FlexPerks Select+

1%

Delta SkyMiles® Platinum American Express

1%

Capital One SavorOne Rewards

1.2%

Iberia Visa Signature®

1.2%

Emirates Skywards Rewards World Elite Mastercard

1.2%

Emirates Skywards Premium World Elite Mastercard

1.2%

Choice Privileges

1.2%

AAdvantage Aviator Red

1.2%

British Airways Visa Signature®

1.2%

Citi AAdvantage MileUp

1.2%

Citi AAvantage Executive World Elite

1.2%

American Express Hilton Honors Aspire

1.3%

Southwest Rapid Rewards® Performance Business

1.3%

Southwest Rapid Rewards® Premier Business Credit Card

1.3%

United Quest

1.3%

United Club℠ Infinite Card

1.3%

JetBlue Card

1.3%

Southwest Rapid Rewards® Priority Credit Card

1.3%

United℠ Explorer

1.3%

Southwest Rapid Rewards® Plus Credit Card

1.3%

Southwest Rapid Rewards® Premier Credit Card

1.4%

Wyndham Rewards

1.4%

Bank of America Alaska Air

1.4%

Citi Prestige

1.5%

Capital One Spark Cash Select for Business

1.5%

Ink Business Unlimited®

1.5%

BlockFi Bitcoin Rewards Credit Card

1.5%

Navy Federal cashRewards

1.5%

Bank of America Premium Rewards

1.5%

American Express Cash Magnet

1.5%

U.S. Bank Altitude Reserve

1.5%

Capital One Quicksilver Cash Rewards

1.5%

United TravelBank

1.5%

Bank of America Travel Rewards

1.5%

Chase Freedom Unlimited

1.6%

Marriott Bonvoy Brilliant™ American Express®

1.62%

Capital One VentureOne Rewards

1.7%

World of Hyatt Business Credit Card

1.7%

American Express® Business Gold

1.7%

American Express Green Card

1.7%

American Express Everyday

1.7%

American Express Platinum

1.7%

Chase World of Hyatt

1.7%

American Express Gold

1.8%

Chase Sapphire Reserve

1.8%

Chase Sapphire Preferred

1.95%

United Club

2%

Capital One Spark Cash Plus

2%

Capital One Spark Cash for Business

2%

Wells Fargo Active Cash Card

2%

Amazon Prime Rewards Visa Card

2%

U.S. Bank Altitude Go

2%

Chase Ink Business Cash

2%

American Express Blue Business Cash™

2%

USAA Rewards American Express

2%

Navy Federal GO REWARDS

2%

Disney Premier Visa

2%

USAA Rewards Visa

2.09%

IHG Rewards Club Traveler

2.4%

CitiBusiness/ AAdvantage Platinum Select

2.4%

American Express Hilton Honors Surpass

2.4%

Hawaiian Airlines World Elite Mastercard

2.4%

Marriott Bonvoy Boundless

2.4%

Citi / AAdvantage Platinum Select World Elite Mastercard

2.6%

Capital One Venture X Rewards

2.6%

Capital One Spark Miles

2.6%

United Gateway

2.6%

Capital One Venture Rewards

3%

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

3%

U.S. Bank Business Cash Rewards World Elite MasterCard

3%

Navy Federal More Rewards American Express

3%

Blue Cash Preferred® Card from American Express

3%

Blue Cash Everyday® Card from American Express

3%

Wells Fargo Propel

3%

AARP Rewards

3%

U.S. Bank FlexPerks Gold

3.2%

Marriott Bonvoy Business® American Express®

3.4%

American Express Everyday Preferred

3.5%

Wyndham Rewards Earner

3.5%

IHG® Rewards Club Premier
 3.5%

4%

U.S. Bank Altitude Connect

4.19%

Wyndham Rewards Earner Plus

4.19%

Citi Premier

5%

PenFed Platinum Rewards
5%

Reward Rate = 3x

Value = 0.7 cents per point
Effective Value = 2.1 %

0%

0.7%

Wyndham Rewards Earner

0.7%

Wyndham Rewards

0.7%

Wyndham Rewards Earner Plus

0.7%

Citi Expedia Rewards

0.7%

Uber Visa

0.75%

Starbucks Rewards Visa

0.8%

Marriott Bonvoy Bold

1%

Capital One SavorOne Student

1%

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

1%

U.S. Bank Business Cash Rewards World Elite MasterCard

1%

Citi Custom Cash℠

1%

Delta SkyMiles® Reserve Business American Express

1%

Delta SkyMiles® Gold Business American Express

1%

Delta SkyMiles® Platinum Business American Express

1%

U.S. Bank Altitude Connect

1%

Chase Freedom Student

1%

U.S. Bank Altitude Go

1%

Amazon Prime Rewards Visa Card

1.2%

CitiBusiness/ AAdvantage Platinum Select

1.2%

Iberia Visa Signature®

1.2%

Emirates Skywards Rewards World Elite Mastercard

1.2%

Emirates Skywards Premium World Elite Mastercard

1.2%

Choice Privileges

1.2%

Hawaiian Airlines World Elite Mastercard

1.2%

AAdvantage Aviator Red

1.2%

American Express Hilton Honors Surpass

1.2%

Citi AAdvantage MileUp

1.2%

American Express Hilton Honors Aspire

1.2%

British Airways Visa Signature®

1.3%

Southwest Rapid Rewards® Performance Business

1.3%

Southwest Rapid Rewards® Premier Business Credit Card

1.3%

United Quest

1.3%

United Gateway

1.3%

United Club℠ Infinite Card

1.3%

United℠ Explorer

1.3%

JetBlue Card

1.3%

Southwest Rapid Rewards® Premier Credit Card

1.3%

Southwest Rapid Rewards® Priority Credit Card

1.3%

Southwest Rapid Rewards® Plus Credit Card

1.4%

IHG Rewards Club Traveler

1.4%

Citi Premier

1.4%

Citi Prestige

1.4%

Bank of America Alaska Air

1.5%

Capital One Spark Cash Select for Business

1.5%

Ink Business Unlimited®

1.5%

BlockFi Bitcoin Rewards Credit Card

1.5%

Navy Federal cashRewards

1.5%

Bank of America Premium Rewards

1.5%

American Express Cash Magnet

1.5%

U.S. Bank Altitude Reserve

1.5%

Capital One Quicksilver Cash Rewards

1.5%

United TravelBank

1.5%

Bank of America Travel Rewards

1.5%

Chase Freedom Unlimited

1.6%

Marriott Bonvoy Business® American Express®

1.6%

Marriott Bonvoy Brilliant™ American Express®

1.6%

Marriott Bonvoy Boundless

1.62%

Capital One VentureOne Rewards

1.7%

World of Hyatt Business Credit Card

1.7%

American Express® Business Gold

1.7%

American Express Green Card

1.7%

American Express Everyday Preferred

1.7%

American Express Everyday

1.7%

American Express Gold

1.7%

American Express Platinum

1.7%

Chase World of Hyatt

1.8%

Chase Sapphire Reserve

1.8%

Chase Sapphire Preferred

1.95%

United Club

2%

Capital One Spark Cash Plus

2%

Wells Fargo Active Cash Card

2%

Capital One Spark Cash for Business

2%

American Express Blue Business Cash™

2%

Citi Double Cash

2.09%

IHG® Rewards Club Premier
 2.09%

2.6%

Capital One Venture X Rewards

2.6%

Capital One Venture Rewards

2.6%

Capital One Spark Miles
3%

Welcome Bonus = 140,000

Value = 0.7 cents per point
Effective Value = $980

$5

$5

U.S. Bank Business Cash Rewards World Elite MasterCard

$25

USAA Rewards American Express

$25

USAA Rewards Visa

$50

Chase Freedom Student

$50

Disney Visa

$70

Uber Visa

$100

Capital One SavorOne Student

$100

Amazon Prime Rewards Visa Card

$100

PenFed Platinum Rewards

$100

Navy Federal cashRewards

$100

U.S. Bank FlexPerks Select+

$100

AARP Rewards

$100

Delta SkyMiles Blue American Express

$105

Citi Expedia Rewards

$120

Citi AAdvantage MileUp

$130

JetBlue Card

$135

Starbucks Rewards Visa

$150

Navy Federal More Rewards American Express

$150

United TravelBank

$150

American Express Cash Magnet

$150

Wells Fargo Cash Wise

$150

U.S. Bank Cash 365

$170

American Express Everyday

$192

Choice Privileges

$200

Wells Fargo Active Cash Card

$200

Citi Custom Cash℠

$200

U.S. Bank Altitude Go

$200

Navy Federal GO REWARDS

$200

Chase Freedom Flex

$200

Capital One SavorOne Rewards

$200

U.S. Bank Cash+

$200

Disney Premier Visa

$200

Blue Cash Everyday® Card from American Express

$200

Citi Double Cash

$200

Capital One Quicksilver Cash Rewards

$210

Wyndham Rewards Earner

$210

Wyndham Rewards

$250

American Express Blue Business Cash™

$250

Bank of America Travel Rewards

$250

BlockFi Bitcoin Rewards Credit Card

$250

US Bank Flex Perks Travel

$255

American Express Everyday Preferred

$260

United Gateway

$260

Capital One VentureOne Rewards

$300

Capital One Savor Rewards

$314.99

Wyndham Rewards Earner Plus

$350

Blue Cash Preferred® Card from American Express

$360

Emirates Skywards Rewards World Elite Mastercard

$400

Hilton Honors American Express Card

$450

U.S. Bank FlexPerks Gold

$480

Emirates Skywards Premium World Elite Mastercard

$480

Marriott Bonvoy Bold

$500

Capital One Spark Cash Plus

$500

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

$500

Capital One Spark Cash Select for Business

$500

Capital One Spark Cash for Business

$500

U.S. Bank Altitude Connect

$500

American Express Hilton Honors Surpass

$500

Bank of America Premium Rewards

$500

Delta SkyMiles Reserve® American Express

$510

American Express Green Card

$510

Chase World of Hyatt

$560

IHG Rewards Club Traveler

$560

Bank of America Alaska Air

$600

American Express Hilton Honors Aspire

$600

Citi / AAdvantage Platinum Select World Elite Mastercard

$650

Capital One Spark Miles

$650

United℠ Explorer

$650

Southwest Rapid Rewards® Priority Credit Card

$650

Southwest Rapid Rewards® Premier Credit Card

$650

Southwest Rapid Rewards® Plus Credit Card

$650

Delta SkyMiles Gold® American Express

$700

Delta SkyMiles® Gold Business American Express

$700

Citi Prestige

$720

AAdvantage Aviator Red

$720

Hawaiian Airlines World Elite Mastercard

$750

Ink Business Unlimited®

$750

U.S. Bank Altitude Reserve

$750

Chase Ink Business Cash

$780

CitiBusiness/ AAdvantage Platinum Select

$780

Southwest Rapid Rewards® Premier Business Credit Card

$800

Marriott Bonvoy Business® American Express®

$800

Marriott Bonvoy Boundless

$800

Delta SkyMiles® Platinum American Express

$850

Delta SkyMiles® Platinum Business American Express

$900

Iberia Visa Signature®

$900

British Airways Visa Signature®

$910

Southwest Rapid Rewards® Performance Business

$910

United Quest

$960

Citi AAvantage Executive World Elite

$975

Capital One Venture X Rewards

$975

Capital One Venture Rewards

$975

United Club

$980

IHG® Rewards Club Premier
 $980

$1000

Delta SkyMiles® Reserve Business American Express

$1020

World of Hyatt Business Credit Card

$1020

American Express Gold

$1040

United Club℠ Infinite Card

$1080

Chase Sapphire Reserve

$1080

Chase Sapphire Preferred

$1120

Citi Premier

$1190

American Express® Business Gold

$1200

Marriott Bonvoy Brilliant™ American Express®

$1700

American Express Platinum
$1700

Annual Fee = $89

$0

$0

Capital One SavorOne Student

$0

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

$0

Capital One Spark Cash Select for Business

$0

Wells Fargo Active Cash Card

$0

U.S. Bank Business Cash Rewards World Elite MasterCard

$0

Ink Business Unlimited®

$0

Citi Custom Cash℠

$0

Amazon Prime Rewards Visa Card

$0

Chase Freedom Student

$0

American Express Blue Business Cash™

$0

U.S. Bank Altitude Go

$49

Starbucks Rewards Visa

$49

US Bank Flex Perks Travel

$49

Disney Premier Visa

$69

Southwest Rapid Rewards® Plus Credit Card

$75

Wyndham Rewards Earner Plus

$75

Bank of America Alaska Air

$75

Wyndham Rewards

$85

U.S. Bank FlexPerks Gold

$89

IHG® Rewards Club Premier
 $89

$95

Capital One Spark Cash for Business

$95

Iberia Visa Signature®

$95

U.S. Bank Altitude Connect

$95

Capital One Spark Miles

$95

Bank of America Premium Rewards

$95

American Express Hilton Honors Surpass

$95

Citi Premier

$95

Marriott Bonvoy Boundless

$95

Blue Cash Preferred® Card from American Express

$95

United℠ Explorer

$95

British Airways Visa Signature®

$99

CitiBusiness/ AAdvantage Platinum Select

$99

Southwest Rapid Rewards® Premier Business Credit Card

$99

Delta SkyMiles® Gold Business American Express

$99

Emirates Skywards Rewards World Elite Mastercard

$99

AAdvantage Aviator Red

$99

Southwest Rapid Rewards® Premier Credit Card

$99

Hawaiian Airlines World Elite Mastercard

$99

Citi / AAdvantage Platinum Select World Elite Mastercard

$99

Delta SkyMiles Gold® American Express

$125

Marriott Bonvoy Business® American Express®

$149

Southwest Rapid Rewards® Priority Credit Card

$150

Capital One Spark Cash Plus

$150

American Express Green Card

$199

World of Hyatt Business Credit Card

$199

Southwest Rapid Rewards® Performance Business

$250

Delta SkyMiles® Platinum Business American Express

$250

Delta SkyMiles® Platinum American Express

$250

United Quest

$250

American Express Gold

$295

American Express® Business Gold

$395

Capital One Venture X Rewards

$400

U.S. Bank Altitude Reserve

$450

United Club

$450

Citi AAvantage Executive World Elite

$450

American Express Hilton Honors Aspire

$495

Citi Prestige

$499

Emirates Skywards Premium World Elite Mastercard

$525

United Club℠ Infinite Card

$550

Delta SkyMiles® Reserve Business American Express

$550

Chase Sapphire Reserve

$550

Delta SkyMiles Reserve® American Express

$650

Marriott Bonvoy Brilliant™ American Express®

$695

American Express Platinum
$695
Welcome Bonus
140,000

Very Good

Bonus Rating

Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
5x Dining

Excellent

excellent

Excellent

In the top 15% of cards.

5x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

5x Gas

Excellent

excellent

Excellent

In the top 15% of cards.

27x IHG

Excellent

excellent

Excellent

In the top 15% of cards.

3x All Other

Excellent

excellent

Excellent

In the top 15% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer nowGo

Program Name
IHG Rewards Club
Gigapoints Value
.7¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 140,000 Bonus Points + 1 Free Night after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee
  • $89

OK

OK

Are Annual Fees Worth It?
The GigaPoints Guide to Credit Card Annual Fees Article
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Anniversary Free Night

Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide.

Fourth Reward Night Free

Free reward night when you redeem points for any stay of 4 or more nights.

Platinum Elite Status

As an IHG Rewards Club credit cardmember, you are upgraded to IHG Rewards Club Platinum Elite status for as long as you remain a Premier cardmember, and as long as your IHG Rewards Club membership remains in good standing.

TSA Pre

Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.

The Fine Print

PURCHASES APR 18.24% – 25.24%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 27.24% Variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
FOREIGN TRANSACTION FEE 0%