Calculating rewards based on your personal spending.

Last updated: 2/12/2020

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IHG Rewards Club Premier

Earns: IHG Rewards Club

GigaTake:

IHG points are some of the least valuable travel points around. But this card comes with a free night and the sign-up bonuses can get big. If you stay at IHG properties it could be worth having in your wallet (but please put your non-IHG spend on another card).


YOUR FIRST YEAR PROJECTED EARNINGS

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IHG Rewards Club
worth

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Card Review

Last updated: 2/12/2020

IHG Rewards Club Premier

Earns: IHG Rewards Club


YOUR FIRST YEAR PROJECTED EARNINGS

{{card.totalPoints | number}}

IHG Rewards Club
worth

${{card.totalValue | number}}

Apply Now

GigaTake:

hotel

IHG points are some of the least valuable travel points around. But this card comes with a free night and the sign-up bonuses can get big. If you stay at IHG properties it could be worth having in your wallet (but please put your non-IHG spend on another card).

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Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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IHG Rewards Club Premier

Compared to other cards

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How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus


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-${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}}Plus Base Spending

${{merchantBonusAmount | number}}Merchant Bonus

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${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

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Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value IHG Rewards Club at .7 cents per point.

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Value of a point in cents

Other Cards IHG Rewards Club Premier

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Sign Up Bonus

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Card Benefits

Additional perks of owning this card

Anniversary Free Night

Enjoy a Free night after each account anniversary year at IHG hotels worldwide.

Fourth Reward Night Free

Free reward night when you redeem points for any stay of 4 or more nights.

Platinum Elite Status

As an IHG Rewards Club credit cardmember, you are upgraded to IHG Rewards Club Platinum Elite status for as long as you remain a Premier cardmember, and as long as your IHG Rewards Club membership remains in good standing.

Card Details
PURCHASES APR 17.49% to 24.49%
CASH ADVANCE APR 26.49%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.