Last updated: 6/17/2022

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Marriott Bonvoy Brilliant™ American Express®

Earns: Marriott Bonvoy


A very expensive card at $450 a year, so make sure it’s worth it. The bonuses sound good (3x on dining and flights, 2x on everything else) but Marriott points aren’t as valuable as they used to be. Still, if you’re a frequent guest, it might make sense for the perks.

This card is best for:

  • Dining
  • Airlines

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Here’s how much you would earn with this card

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  • A top earning card for spending at Marriott properties.
  • Dining and Marriott statement credits can cover the annual fee if you’re able to use them.
  • Lots of good perks: free night, lounge access.


  • $450 annual fee.
  • Marriott points are less valuable than many other points.

See how the Marriott Bonvoy Brilliant™ American Express® compares to other credit cards

Marriott Bonvoy Brilliant™ American Express® Other Cards

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Reward Rate = 3x

Value = 0.8 cents per point
Effective Value = 2.4 %


Reward Rate = 2x

Value = 0.8 cents per point
Effective Value = 1.6 %


Welcome Bonus = 75,000

Value = 0.8 cents per point
Effective Value = $600


Annual Fee = $450

Welcome Bonus


Bonus Rating


In the top 50% of cards.


After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Airlines

Very Good

very good

6x Marriott




In the top 15% of cards.

2x All Other




In the top 50% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Marriott Bonvoy
Gigapoints Value
.8¢ per point
Other Card Information

Earn 1 Free Night Award after you use your new Card to make $5,000 in purchases within the first 3 months.

Annual Fee
  • $450
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

$200 Restaurant Credits

Earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership. Terms apply.

$300 Marriott Bonvoy Statement Credit

Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.

Free Night Award

Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.

Complimentary Gold Elite Status

Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card.‡ Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.

Airport Lounge Access

Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership

The Fine Print

PURCHASES APR 17.24% – 26.24%
CASH ADVANCE APR 26.74% Variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each advance, whichever is greater.