Last updated: 10/2/2022

American Express Blue Business Cash™

Earns: Cash Back

★★★★★

GigaTake:

2% cash back is the highest rate going, making this one of the most rewarding, simplest options. Just watch out for the annual limit on the 2% back ($50K).

This card is best for:

All Spending

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Here’s how much you would earn with this card

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See how the American Express Blue Business Cash™ compares to other credit cards

American Express Blue Business Cash™ Other Cards

Rewards

Show Rewards For:

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Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

Welcome Bonus = 25,000

Value = 1 cent per point
Effective Value = $250

$1700

Annual Fee = $0

$695

Welcome Bonus

$250 Cash Back

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2% All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR PURCHASES	0% for 12 months
PURCHASES APR	16.24% – 24.24%
FOREIGN TRANSACTION FEE	2.7%