Last updated: 8/19/2020

Choice Privileges

Earns: Choice Privileges

GigaTake:

Since there is no annual fee, you can’t go too far wrong. The bonus points for spending at Choice Hotels is significant so if that applies to you, it might be worth having.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Choice Privileges
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Choice Privileges compares to other credit cards

Choice Privileges Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 0.6 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 32,000

Value = 0.6 cents per point
Effective Value = $192

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
32,000

OK

Bonus Rating

Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
15x Choice Hotels

Excellent

excellent

Excellent

In the top 15% of cards.

2x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Choice Privileges
Gigapoints Value
.6¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

8,000 anniversary bonus points

Earn 8,000 bonus points every year after spending $10,000 or more on purchases.

Gold Status

Get 10% bonus points every time you book a qualifying stay at Choice Hotels properties.

The Fine Print

INTRO APR FOR BALANCE TRANSFERS 0% for 15 months
PURCHASES APR 15.24%, 19.99% or 24.99%
BALANCE TRANSFER APR 15.24%, 19.99% or 24.99%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
FOREIGN TRANSACTION FEE 3%