Last updated: 10/20/2021

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Southwest Rapid Rewards® Premier Credit Card

Earns: Southwest Rapid Rewards

GigaTake:

Almost identical to the Southwest Rapid Rewards Plus card, with a few more bonus points for signing up and each anniversary. You might want to opt for a Chase card that earns Ultimate Rewards—you can transfer them Southwest and dozens of other options.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Southwest Rapid Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Southwest Rapid Rewards® Premier Credit Card compares to other credit cards

Southwest Rapid Rewards® Premier Credit Card Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
4%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
3%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
5%

Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %

0%
3%

Welcome Bonus = 50,000

Value = 1.3 cents per point
Effective Value = $650

$0
$1700

Annual Fee = $99

$0
$995
Welcome Bonus
50,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $2,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Local Transit and Commuting

Excellent

excellent

Excellent

In the top 15% of cards.

2x Rideshare

Excellent

excellent

Excellent

In the top 15% of cards.

2x Internet

Excellent

excellent

Excellent

In the top 15% of cards.

2x Cable

Excellent

excellent

Excellent

In the top 15% of cards.

2x Phone

Excellent

excellent

Excellent

In the top 15% of cards.

2x Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

3x Southwest Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Southwest Rapid Rewards
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.

Annual Fee
  • $99
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

6,000 anniversary points each year

Receive 6,000 bonus points after your Cardmember anniversary.

2 EarlyBird Check-In

Earn 2 EarlyBird Check-In(R) each year.

The Fine Print

PURCHASES APR 15.99% to 22.99%
BALANCE TRANSFER APR 15.99% to 22.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
RETURN CHECK FEE $0
FOREIGN TRANSACTION FEE 0%