Last updated: 4/7/2024

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Capital One SavorOne Student

Earns: Cash Back

GigaTake:

This is a great student card. 3% cash back on categories that students spend a lot on (dining, entertainment and groceries) and 1% cash back on everything else is very competitive. With no annual fee, it’s an easy card to like.

This card is best for:

  • Dining
  • Entertainment
  • Groceries

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 3% cash back on a lot of common categories.
  • No annual fee.
  • Don’t need perfect credit to get approved.

Cons

  • For a student card, pretty much no cons.

See how the Capital One SavorOne Student compares to other credit cards

Capital One SavorOne Student Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
4%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 10,000

Value = 1 cent per point
Effective Value = $100

$5
$1700

Annual Fee = $0

$0
$695
Welcome Bonus
$100

OK

Bonus Rating

Cash Back

After you spend $100 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3% Dining

Very Good

very good

3% Entertainment

Excellent

excellent

Excellent

In the top 15% of cards.

3% Groceries

Excellent

excellent

Excellent

In the top 15% of cards.

3% Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

1% All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 8% cash back on tickets at Vivid Seats through January 2023.

Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

PURCHASES APR 15.24% – 25.24%
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE 3% of the amount of the cash advance, but not less than $10.
FOREIGN TRANSACTION FEE 0%