Last updated: 8/3/2021

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Blue Cash Everyday® Card from American Express

Earns: Cash Back

GigaTake:

A decent cash-back card if you spend a lot on groceries (3% cash back), gas (2%) and department stores (2%). There’s no annual fee. But you might be better off with a card that pays a higher cash-back amount across the board.

This card is best for:

  • Groceries
  • Gas
  • Department Stores

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Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

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Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Good 3% cash back on groceries.
  • Solid 2% cash back on gas and department stores.

Cons

  • No annual fee.
  • A flat 2% cash back card could earn you more overall.

See how the Blue Cash Everyday® Card from American Express compares to other credit cards

Blue Cash Everyday® Card from American Express Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
6%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
3%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 10,000

Value = 1 cent per point
Effective Value = $100

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
$100

OK

Bonus Rating

Cash Back

After you spend $2,000 in 6 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3% U.S. Supermarkets (first $6,000 in purchases each year)

Excellent

excellent

Excellent

In the top 15% of cards.

2% Gas

Good

good

Good

In the top 50% of cards.

2% Department Stores

Excellent

excellent

Excellent

In the top 15% of cards.

1% All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership. Bonus for “major department stores”. List here: https://www.americanexpress.com/us/content/rewards-info/retail.html

Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

INTRO APR FOR PURCHASES 0% for 15 months
PURCHASES APR 13.99% to 23.99%
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE 2.7%