Last updated: 10/6/2022

Citi AAvantage Executive World Elite

Earns: American AAdvantage

★★★★★

GigaTake:

If you want to hold the card for the lounge access and other American perks, that’s fine, but find another card to spend on. Its rewards are chintzy and AAdvantage miles aren’t very valuable.

This card is best for:

Gas
Groceries

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Here’s how much you would earn with this card

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

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Pros

Admirals Club access.
Ability to earn additional MQMs with spending.

Cons

$450 annual fee.
Poor earnings on non American Airlines spending.

See how the Citi AAvantage Executive World Elite compares to other credit cards

Citi AAvantage Executive World Elite Other Cards

Rewards

Show Rewards For:

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Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

Welcome Bonus = 80,000

Value = 1.2 cents per point
Effective Value = $960

$1700

Annual Fee = $450

$695

Welcome Bonus

80,000 Points

After you spend $5,500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x American Airlines

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

$450

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

Including access to more than 50 lounge locations worldwide. Up to two guests or immediate family (spouse, domestic partner and/or children under 18 years of age) may accompany the member.

eceive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Pre ✓® application fee.

The priority boarding benefit will display on your American Airlines boarding pass as Group 4.

Enjoy priority check-in and priority airport screening (where available) for you and up to 8 travel companions.

You will earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

First checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions

Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights.

The Fine Print

PURCHASES APR	18.99% – 27.99%
BALANCE TRANSFER FEE	Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	28.24% (Variable)
CASH ADVANCE FEE	Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS	Up to $41
FOREIGN TRANSACTION FEE	0%