Last updated: 6/15/2021

Citi AAvantage Executive World Elite

Earns: American AAdvantage

GigaTake:

If you want to hold the card for the lounge access and other American perks, that’s fine, but find another card to spend on. Its rewards are chintzy and AAdvantage miles aren’t very valuable.

This card is best for:

  • Gas
  • Groceries

GigaPoints has partnered with CardRatings for our coverage of credit card products. GigaPoints and CardRatings may receive a commission from card issuers. However, opinions, reviews, analyses & recommendations are GigaPoints’ alone, and have not been reviewed, endorsed or approved by any of these entities. Read more here.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} American AAdvantage
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Admirals Club access.
  • Ability to earn additional MQMs with spending.

Cons

  • $450 annual fee.
  • Poor earnings on non American Airlines spending.

See how the Citi AAvantage Executive World Elite compares to other credit cards

Citi AAvantage Executive World Elite Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 50,000

Value = 1.2 cents per point
Effective Value = $600

$0
$1800

Annual Fee = $450

$0
$995
Welcome Bonus
50,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $5,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x American Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
American AAdvantage
Gigapoints Value
1.2¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $450
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Admirals Club membership

Including access to more than 50 lounge locations worldwide. Up to two guests or immediate family (spouse, domestic partner and/or children under 18 years of age) may accompany the member.

Global Entry or TSA Pre

eceive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Pre ✓® application fee.

Priority Boarding

The priority boarding benefit will display on your American Airlines boarding pass as Group 4.

Priority Check-In

Enjoy priority check-in and priority airport screening (where available) for you and up to 8 travel companions.

Earn Elite Qualifying Miles

You will earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

Free Checked Bag

First checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions

25% Savings

Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights.

The Fine Print

PURCHASES APR 15.99% to 24.99%
BALANCE TRANSFER APR 15.99% to 24.99%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%