Calculating rewards based on your personal spending.

Last updated: 8/19/2020

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points

American Express Gold

Earns: American Express Membership Rewards

GigaTake:

One of the highest-earning cards available. The relatively high annual fee ($250) is partially offset by travel and dining credits. Cardholders get four Amex Membership Rewards points for every dollar spent on dining and groceries, and three for every dollar spent with airlines. Plus, Membership Rewards can be transferred to more than a dozen airlines.

You Could Earn

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Plus Welcome Bonus

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Card Review

Last updated: 8/19/2020

American Express Gold

Earns: American Express Membership Rewards

You Could Earn

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Worth

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Plus Welcome Bonus

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GigaTake:

points

One of the highest-earning cards available. The relatively high annual fee ($250) is partially offset by travel and dining credits. Cardholders get four Amex Membership Rewards points for every dollar spent on dining and groceries, and three for every dollar spent with airlines. Plus, Membership Rewards can be transferred to more than a dozen airlines.

Card Highlights

Reward Summary
4x Dining
4x Groceries
3x Airlines
1x All Other
Annual Fee
$250
Welcome Bonus
35,000 Points

After you spend $2,000 in 3 months

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How did we arrive here?

With this card, you would have earned…

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Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards American Express Gold

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Relevant Articles

Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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American Express Gold

Compared to other cards
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Card Benefits

Additional perks of owning this card

$120 dining credit

Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required

$100 airline fee credit

Select one qualifying airline and then receive up to $100 per calendar year in statement credits when incidental fees are charged by the airline to your American Express® Gold Card account.

Card Details
PURCHASES APR 15.99% to 22.99%
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39