Last updated: 10/2/2022

Capital One Venture Rewards

Earns: Capital One Miles

★★★★★

GigaTake:

An excellent card for everyday use. It earns 2x miles for every dollar you spend, no matter what you’re spending on; they can be redeemed for cash, credit, gift cards, or airline miles. The $95 annual fee is waived the first year, and you’ll get bonus points just for signing up.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

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Pros

2x points on everything is very good for all-around use.
Capital One Rewards offer good flexibility in their redemptions.

Cons

$95 annual fee.

See how the Capital One Venture Rewards compares to other credit cards

Capital One Venture Rewards Other Cards

Rewards

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Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

Welcome Bonus = 75,000

Value = 1.3 cents per point
Effective Value = $975

$1700

Annual Fee = $95

$695

Welcome Bonus

75,000 Points

After you spend $4,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

Receive up to $100 credit for Global Entry or TSA Pre® when you use your Venture card.

The Fine Print

PURCHASES APR	18.99% – 26.99%
BALANCE TRANSFER FEE	3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.
CASH ADVANCE APR	26.99% (Variable)
CASH ADVANCE FEE	Either $10 or 3% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS	Up to $39.
FOREIGN TRANSACTION FEE	0%