Last updated: 8/20/2021

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Capital One Venture Rewards

Earns: Capital One Miles

GigaTake:

An excellent card for everyday use. It earns 2x miles for every dollar you spend, no matter what you’re spending on; they can be redeemed for cash, credit, gift cards, or airline miles. The $95 annual fee is waived the first year, and you’ll get bonus points just for signing up.

This card is best for:

  • All Spending

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Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
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per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


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Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

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Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 2x points on everything is very good for all-around use.
  • Capital One Rewards offer good flexibility in their redemptions.

Cons

  • $95 annual fee.

See how the Capital One Venture Rewards compares to other credit cards

Capital One Venture Rewards Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
3%

Welcome Bonus = 60,000

Value = 1.3 cents per point
Effective Value = $780

$0
$1800

Annual Fee = $95

$0
$995
Welcome Bonus
60,000

Very Good

Bonus Rating

Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x All Spending

Excellent

excellent

Excellent

In the top 15% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Capital One Miles
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $95
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Global Entry or TSA Pre® Credit

Receive up to $100 credit for Global Entry or TSA Pre® when you use your Venture card.

The Fine Print

PURCHASES APR 17.24%, 21.99% or 24.49%
BALANCE TRANSFER APR 17.24%, 21.99% or 24.49%
BALANCE TRANSFER FEE 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.
CASH ADVANCE APR 24.49%
CASH ADVANCE FEE Either $10 or 3% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39.
FOREIGN TRANSACTION FEE 0%