Last updated: 6/27/2023

Learn More

Southwest Rapid Rewards® Performance Business

Earns: Southwest Rapid Rewards

GigaTake:

This card offers some nice perks for regular Southwest customers: effective free WiFi, four early boardings and 9,000 bonus points can certainly help offset the annual fee.

This card is best for:

  • Online Advertising
  • Internet
  • Cable

GigaPoints has partnered with CardRatings for our coverage of credit card products. GigaPoints and CardRatings may receive a commission from card issuers. However, opinions, reviews, analyses & recommendations are GigaPoints’ alone, and have not been reviewed, endorsed or approved by any of these entities. Read more here.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Southwest Rapid Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Full of perks that can really add up for regular Southwest fliers.
  • 2x points on some common business categories.

Cons

  • $199 annual fee.
  • Other cards may earn points faster.

See how the Southwest Rapid Rewards® Performance Business compares to other credit cards

Southwest Rapid Rewards® Performance Business Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
3%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
5%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
5%

Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %

0%
3%

Welcome Bonus = 70,000

Value = 1.3 cents per point
Effective Value = $910

$5
$1700

Annual Fee = $199

$0
$695
Welcome Bonus
70,000

Very Good

Bonus Rating

Points

After you spend $5,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Online Advertising

Excellent

excellent

Excellent

In the top 15% of cards.

2x Internet

Excellent

excellent

Excellent

In the top 15% of cards.

2x Cable

Excellent

excellent

Excellent

In the top 15% of cards.

2x Phone

Excellent

excellent

Excellent

In the top 15% of cards.

2x Rideshare

Excellent

excellent

Excellent

In the top 15% of cards.

4x Southwest Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Southwest Rapid Rewards
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 3X points on Rapid Rewards(R) hotel and car partners.

Annual Fee
  • $199
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

9,000 Bonus Points

Receive 9,000 bonus points after your Cardmember anniversary.

Four Upgraded Boardings per year when available

Enjoy complimentary cardmember seat upgrades, when available, up to four times a year.

Inflight WiFi Credits

Up to 365 credits per year.

Global Entry or TSA Pre✔® Fee Credit

Receive reimbursement in the form of statement credit for Global Entry or TSA Pre✓® every four years.

The Fine Print

PURCHASES APR 18.24% – 25.24%
CASH ADVANCE APR 27.24% Variable
CASH ADVANCE FEE Either $15 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE 0%