Last updated: 8/26/2021

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Marriott Bonvoy Business™ American Express®

Earns: Marriott Bonvoy

GigaTake:

Bonvoy points are much less valuable than other points so 2x on all spending just about makes up for it. A competitive card that is a good choice for Marriott fans.

This card is best for:

  • Dining
  • Gas

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Marriott Bonvoy
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Marriott Bonvoy Business™ American Express® compares to other credit cards

Marriott Bonvoy Business™ American Express® Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 4x

Value = 0.8 cents per point
Effective Value = 3.2 %

0%
7%

Reward Rate = 4x

Value = 0.8 cents per point
Effective Value = 3.2 %

0%
6%

Reward Rate = 4x

Value = 0.8 cents per point
Effective Value = 3.2 %

0%
4%

Reward Rate = 2x

Value = 0.8 cents per point
Effective Value = 1.6 %

0%
3%

Welcome Bonus = 75,000

Value = 0.8 cents per point
Effective Value = $600

$0
$1800

Annual Fee = $125

$0
$995
Welcome Bonus
75,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
4x Dining

Excellent

excellent

Excellent

In the top 15% of cards.

4x Gas

Excellent

excellent

Excellent

In the top 15% of cards.

4x Cellular Providers

Excellent

excellent

Excellent

In the top 15% of cards.

4x Shipping

Excellent

excellent

Excellent

In the top 15% of cards.

6x Marriott

Excellent

excellent

Excellent

In the top 15% of cards.

2x All Other

Good

good

Good

In the top 50% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Marriott Bonvoy
Gigapoints Value
.8¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. Terms apply.

Annual Fee
  • $125
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Free Night Awards

You will receive 1 Free Night Award every year after your Card account anniversary.‡ Plus, you can earn an additional Free Night Award after you spend $60,000 in purchases on your Card in a calendar year. Awards can be used for one night at a participating Marriott Bonvoy hotel with a redemption level of 35,000 Marriott Bonvoy points or less. Certain Marriott Bonvoy hotels have resort fees.

Marriott Bonvoy Silver Elite Status

Receive complimentary Marriott Bonvoy Silver Elite status with your Card, which includes priority late checkout when available and 10% bonus points on stays.

15 Elite Night Credits

Each calendar year you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status.