Last updated: 9/9/2021

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U.S. Bank Altitude Connect

Earns: U.S. Bank FlexPoints

GigaTake:

U.S. Bank points work basically like cash back, making this a solid mid-tier card. 4 points per dollar on travel and gas is one of the best rates around. The other categories are solid, but unexceptional, but the $30 annual credit for streaming services helps defray the annual fee.

This card is best for:

  • Travel
  • Gas
  • Streaming Services

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Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} U.S. Bank FlexPoints
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

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Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Great earnings (4x) on travel and gas.
  • Good earnings (2x) on groceries, dining and streaming services.
  • $30 streaming service bonus.

Cons

  • $95 annual fee.

See how the U.S. Bank Altitude Connect compares to other credit cards

U.S. Bank Altitude Connect Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 4x

Value = 1 cent per point
Effective Value = 4 %

0%
6%

Reward Rate = 4x

Value = 1 cent per point
Effective Value = 4 %

0%
6%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
7%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 50,000

Value = 1 cent per point
Effective Value = $500

$0
$1800

Annual Fee = $95

$0
$995
Welcome Bonus
50,000

OK

Bonus Rating

Points

After you spend $3,000 in 4 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
4x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

4x Gas

Excellent

excellent

Excellent

In the top 15% of cards.

2x Groceries

Very Good

very good

2x Dining

Good

good

Good

In the top 50% of cards.

2x Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
U.S. Bank FlexPoints
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0 first year
  • $95 thereafter
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Streaming credit

$30 credit for annual streaming service purchases such as Netflix and Spotify.

TSA PreCheck or Global Entry

Up to $100 in statement credits to reimburse your application fee once every four years.

The Fine Print

PURCHASES APR 15.99% to 23.99%
BALANCE TRANSFER APR 15.99% to 23.99%
BALANCE TRANSFER FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR 25.99%
CASH ADVANCE FEE Either 5% of the amount of each advance or $10 minimum, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%