Credit Card Reviews
U.S. Bank Altitude Connect

Last updated: 6/27/2023

U.S. Bank Altitude Connect

Earns: U.S. Bank FlexPoints

★★★★★

★★★★★

GigaTake:

U.S. Bank points work basically like cash back, making this a solid mid-tier card. 4 points per dollar on travel and gas is one of the best rates around. The other categories are solid, but unexceptional, but the $30 annual credit for streaming services helps defray the annual fee.

This card is best for:

Travel
Gas
Streaming Services

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Summary For You

Here’s how much you would earn with this card

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

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Welcome Bonus${{welcomeBonusAmount | number}}

Pros

Great earnings (4x) on travel and gas.
Good earnings (2x) on groceries, dining and streaming services.
$30 streaming service bonus.

Cons

$95 annual fee.

See how the U.S. Bank Altitude Connect compares to other credit cards

U.S. Bank Altitude Connect Other Cards

Rewards

Show Rewards For:

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Reward Rate = 4x

Value = 1 cent per point
Effective Value = 4 %

0%

6%

Reward Rate = 4x

Value = 1 cent per point
Effective Value = 4 %

0%

5%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%

7%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%

3%

Welcome Bonus = 50,000

Value = 1 cent per point
Effective Value = $500

$5

$1700

Annual Fee = $95

$0

$695

Welcome Bonus

50,000 Points

After you spend $2,000 in 4 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

4x Travel

4x Gas

2x Groceries

2x Dining

2x Streaming Services

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

$0 first year
$95 thereafter

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

$30 credit for annual streaming service purchases such as Netflix and Spotify.

Up to $100 in statement credits to reimburse your application fee once every four years.

The Fine Print

PURCHASES APR	18.24% – 26.24%
BALANCE TRANSFER FEE	Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR	28.24%
CASH ADVANCE FEE	Either 5% of the amount of each advance or $10 minimum, whichever is greater.
LATE PAYMENTS	Up to $40
FOREIGN TRANSACTION FEE	0%