Last updated: 5/29/2021

Wells Fargo Propel

Earns: Wells Fargo Go Far Rewards

GigaTake:

The Propel offers nice bonus categories (3 points per dollar spent on travel, dining and gas) for a no-fee card. This card flies below the radar, but is worth considering.

This card is best for:

  • Travel
  • Dining
  • Gas

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Wells Fargo Go Far Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Good returns on travel, dining and gas: three common categories of spending.
  • No annual fee.

Cons

  • Other rewards cards may earn you more.

See how the Wells Fargo Propel compares to other credit cards

Wells Fargo Propel Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
6%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
6%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 20,000

Value = 1 cent per point
Effective Value = $200

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
20,000

OK

Bonus Rating

Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

3x Dining

Very Good

very good

3x Gas

Excellent

excellent

Excellent

In the top 15% of cards.

3x Transit

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Wells Fargo Go Far Rewards
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

INTRO APR FOR PURCHASES 0% for 12 months
INTRO APR FOR BALANCE TRANSFERS 0% for 12 months
PURCHASES APR 14.49% to 24.99%
BALANCE TRANSFER APR 14.49% to 24.99%
BALANCE TRANSFER FEE Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
CASH ADVANCE APR 23.99% to 25.99%
CASH ADVANCE FEE Either $10 or 5% of the amount of each advance, whichever is greater.
LATE PAYMENTS Up to $37
RETURN CHECK FEE Up to $37
FOREIGN TRANSACTION FEE 0%