Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn	Worth	Plus Welcome Bonus	Total
{{totalPointsYouCouldEarn \| number}} U.S. Bank Altitude Points per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the U.S. Bank Altitude Reserve compares to other credit cards

U.S. Bank Altitude Reserve Other Cards

Rewards

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Reward Rate = 3x

Value = 1.5 cents per point
Effective Value = 4.5 %

Reward Rate = 1x

Value = 1.5 cents per point
Effective Value = 1.5 %

Welcome Bonus = 50,000

Value = 1.5 cents per point
Effective Value = $750

$1700

Annual Fee = $400

$695

Welcome Bonus

50,000 Points

After you spend $4,500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

3x Travel

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Benefits such as airport lounge access, Silvercar discounts, and Relais & Châteaux privileges.

Annual Fee

$400

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Additional Credits
                           $325
                           Travel or Dining
                                                                              

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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Additional perks of owning this card

Earn 3X points on eligible mobile wallet purchases using Apple Pay, Google Pay and Samsung Pay.

Complimentary 12-month Priority Pass™ Select membership to more than 1,200 VIP lounges worldwide.

Stay connected with 12 complimentary Gogo® Inflight Wi-Fi passes per year.

Up to $100 statement credit to reimburse your application fee once every four years.

PURCHASES APR	16.24%
BALANCE TRANSFER APR	16.24%
BALANCE TRANSFER FEE	Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR	24.99%
CASH ADVANCE FEE	Either 4% of the amount of each advance or $10 minimum, whichever is greater.
LATE PAYMENTS	Up to $40.
FOREIGN TRANSACTION FEE	0%

U.S. Bank Altitude Reserve