Last updated: 3/5/2021

U.S. Bank Altitude Reserve

Earns: U.S. Bank Altitude Points

GigaTake:

This is U.S. Bank’s entry to the premium travel card market. If you travel a lot and are a heavy mobile wallet user, the 3x bonuses for those categories makes this card competitive. And it comes with unusual perks like hotel and NetJets upgrades. The simplest way to use points is as a credit toward travel purchases at 1.5 cents per point.

Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
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per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
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${{totalValueToUser | number}}

How’d we figure that out?

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${{welcomeBonusAmount | number}}Welcome Bonus


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See how the U.S. Bank Altitude Reserve compares to other credit cards

U.S. Bank Altitude Reserve Other Cards


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Reward Rate = 3x

Value = 1.5 cents per point
Effective Value = 4.5 %

0%
6%

Reward Rate = 1x

Value = 1.5 cents per point
Effective Value = 1.5 %

0%
3%

Welcome Bonus = 50,000

Value = 1.5 cents per point
Effective Value = $750

$0
$1800

Annual Fee = $400

$0
$995
Welcome Bonus
50,000

Very Good

Bonus Rating

Points

After you spend $4,500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

Good

good

Good

In the top 50% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
U.S. Bank Altitude Points
Gigapoints Value
1.5¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Benefits such as airport lounge access,  Silvercar discounts, and Relais & Châteaux privileges.

Annual Fee
  • $400
Additional Credits
$325 Travel or Dining
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

3x Mobile Wallet

Earn 3X points on eligible mobile wallet purchases using Apple Pay, Google Pay and Samsung Pay.

Airport Lounge Access

Complimentary 12-month Priority Pass™ Select membership to more than 1,200 VIP lounges worldwide.

Complimentary Wi-Fi

Stay connected with 12 complimentary Gogo® Inflight Wi-Fi passes per year.

TSA Pre Check or Global Entry

Up to $100 statement credit to reimburse your application fee once every four years.

The Fine Print

PURCHASES APR 16.24%
BALANCE TRANSFER APR 16.24%
BALANCE TRANSFER FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
CASH ADVANCE APR 24.99%
CASH ADVANCE FEE Either 4% of the amount of each advance or $10 minimum, whichever is greater.
LATE PAYMENTS Up to $40.
FOREIGN TRANSACTION FEE 0%