Last updated: 6/14/2021

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IHG Rewards Club Traveler

Earns: IHG Rewards Club

GigaTake:

There’s no annual fee so at least you can’t go too wrong there. But IHG points aren’t very valuable so you wouldn’t want to use this card for much beyond stays at IHG properties.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} IHG Rewards Club
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the IHG Rewards Club Traveler compares to other credit cards

IHG Rewards Club Traveler Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 0.7 cents per point
Effective Value = 1.4 %

0%
6%

Reward Rate = 2x

Value = 0.7 cents per point
Effective Value = 1.4 %

0%
7%

Reward Rate = 2x

Value = 0.7 cents per point
Effective Value = 1.4 %

0%
7%

Reward Rate = 1x

Value = 0.7 cents per point
Effective Value = 0.7 %

0%
3%

Welcome Bonus = 60,000

Value = 0.7 cents per point
Effective Value = $420

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
60,000

OK

Bonus Rating

Points

After you spend $2,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Gas

OK

OK

2x Groceries

OK

OK

2x Dining

OK

OK

5x IHG

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
IHG Rewards Club
Gigapoints Value
.7¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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The Fine Print

PURCHASES APR 15.99% to 22.99%
BALANCE TRANSFER APR 15.99% to 22.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
FOREIGN TRANSACTION FEE 0%