Last updated: 10/2/2022

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Delta SkyMiles® Platinum Business American Express

Earns: Delta SkyMiles


This card is best for people that want to earn Delta MQMs. If you’re flying that much, you may have already earned the free bag and other perks, but those can be a bonus as well. Other cards will earn you more points faster.

This card is best for:

  • Hotels

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Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Delta SkyMiles
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{ | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Delta SkyMiles® Platinum Business American Express compares to other credit cards

Delta SkyMiles® Platinum Business American Express Other Cards

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Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %


Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %


Welcome Bonus = 85,000

Value = 1 cent per point
Effective Value = $850


Annual Fee = $250

Welcome Bonus


Bonus Rating


In the top 50% of cards.


After you spend $4,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Hotels




In the top 15% of cards.

3x Delta




In the top 15% of cards.

1x All Other



Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Delta SkyMiles
Gigapoints Value
1.0¢ per point
Annual Fee
  • $250
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

1.5 Miles on Big Purchases

Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases over $5,000, up to 50,000 additional miles per calendar year.

Status Boost

With Status Boost®, get closer to Medallion® Qualification Miles(MQMs) Status by earning 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to 2 times per year.

Main Cabin 1 Priority Boarding

Enjoy early boarding on Delta flights as a benefit of Card Membership. You can board your flight when Main Cabin 1 priority boarding is called, so that you find room for your carry-on bag and settle into your seat sooner.

First Checked Bag Free

You can check your first bag for free and save up to $60 on a round-trip Delta flight.

Companion Certificate

Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.

In-Flight Savings

Receive a 20% savings in the form of a statement credit on all eligible in-flight purchases of food, beverages, and audio headsets when you use your Card. Some in-flight purchases do not qualify.

Fee Credit for Global Entry or TSA Pre

Receive either a $100 statement credit for Global Entry or up to an $85 statement credit for TSA Pre ✓®.

The Fine Print

PURCHASES APR 18.74% – 27.74%
CASH ADVANCE APR 28.24% Variable