Last updated: 8/3/2021

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U.S. Bank Business Cash Rewards World Elite MasterCard

Earns: Cash Back

GigaTake:

A good business card if you are looking for an Intro APR. You’ll get 1% cash back on everything and then 3% on a few handy categories.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the U.S. Bank Business Cash Rewards World Elite MasterCard compares to other credit cards

U.S. Bank Business Cash Rewards World Elite MasterCard Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
6%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
5%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
4%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 500

Value = 1 cent per point
Effective Value = $5

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
$5

OK

Bonus Rating

Cash Back

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3% Gas

Excellent

excellent

Excellent

In the top 15% of cards.

3% Office Supply Stores

Excellent

excellent

Excellent

In the top 15% of cards.

3% Cellular Providers

Excellent

excellent

Excellent

In the top 15% of cards.

1% All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

25% annual bonus

Get 25% of your prior year’s cash rewards, up to $250, on the anniversary of opening your account.

The Fine Print

INTRO APR FOR PURCHASES 0% for 12 months
INTRO APR FOR BALANCE TRANSFERS 0% for 12 months
PURCHASES APR 13.99%-22.99%
BALANCE TRANSFER APR 23.99%
BALANCE TRANSFER FEE Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
FOREIGN TRANSACTION FEE 3%