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Last updated: 8/19/2020

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hotel

American Express Hilton Honors Surpass

Earns: Hilton Honors

GigaTake:

★★★★★
★★★★★

Hilton points are less valuable than most hotel points, but it’s worth considering this card because you get so many of them for everyday spending (3 points per dollar)—and that goes double (6 points) for every dollar spent on dining, groceries and gas.

Calculating rewards based on your personal spending.

You Could Earn

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Worth

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Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Card Review

Last updated: 8/19/2020

American Express Hilton Honors Surpass

Earns: Hilton Honors

You Could Earn

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Apply Now

GigaTake:

★★★★★
★★★★★
hotel

Hilton points are less valuable than most hotel points, but it’s worth considering this card because you get so many of them for everyday spending (3 points per dollar)—and that goes double (6 points) for every dollar spent on dining, groceries and gas.

Card Highlights
Reward Summary
6x Dining
6x Groceries
6x Gas
12x Hilton
3x All Other
Annual Fee
$95
Foreign Transaction Fees
0%
Welcome Bonus
125,000 Points

Hilton Honors mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

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${{merchantCreditAmount | number}}Merchant Discounts

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All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}
Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}
{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}
Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value Hilton Honors at .5 cents per point.

Learn More

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards American Express Hilton Honors Surpass
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Annual Fee

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Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

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*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles
Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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American Express Hilton Honors Surpass

Compared to other cards

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    ${{c.totalValueWithSignupBonus | number}}

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${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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Card Benefits

Additional perks of owning this card

Complimentary Gold Status

Enjoy complimentary Hilton Honors Gold status with your Hilton Honors Surpass® Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.

Weekend Night Reward

Earn a Free Weekend Night Reward from Hilton Honors when you spend $15,000 on eligible purchases on your Card in a calendar year.

Card Details
PURCHASES APR 15.74% to 24.74%
CASH ADVANCE APR 25.24%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%