Last updated: 7/23/2021
Earns: Hilton Honors
Hilton points are less valuable than most hotel points, but it’s worth considering this card because you get so many of them for everyday spending (3 points per dollar)—and that goes double (6 points) for every dollar spent on dining, groceries and gas.
(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})
| You could earn | Worth | Plus Welcome Bonus | Total |
|---|---|---|---|
| {{totalPointsYouCouldEarn | number}} Hilton Honors per year |
${{totalPointsYouCouldEarnValue | number}} | {{welcomeBonus | number}} points worth ${{welcomeBonusValue | number}} |
${{totalValueToUser | number}} |
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Value = 0.4 cents per point
Effective Value = 2.4 %
0.7%
0.7%
0.75%
0.8%
1%
1.2%
1.3%
1.4%
1.5%
1.95%
2.09%
2.4%
2.6%
2.6%
2.6%
3%
3.4%
4.19%
Value = 0.4 cents per point
Effective Value = 2.4 %
0.7%
0.7%
0.8%
1%
1.2%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.7%
1.95%
2.4%
2.6%
2.8%
4.19%
Value = 0.4 cents per point
Effective Value = 2.4 %
0.7%
0.7%
0.75%
0.8%
1%
1.2%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.7%
1.95%
2.4%
2.6%
2.8%
3%
4.19%
Value = 0.4 cents per point
Effective Value = 1.2 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.4%
1.5%
1.7%
1.95%
Value = 0.4 cents per point
Effective Value = $500
$0
$50
$70
$100
$105
$130
$150
$150
$192
$200
$200
$200
$200
$210
$314.99
$390
$480
$500
$510
$700
$780
$975
$1020
$1040
$1080
$1080
$1120
Points
After you spend $2,000 in 3 months
6x
U.S. Restaurants
Good
In the top 50% of cards.
6x
U.S. Grocery Stores
6x
U.S. Gas Stations
12x
Hilton
Excellent
In the top 15% of cards.
3x
All Other
That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.
You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.
Complimentary Gold Status
Enjoy complimentary Hilton Honors Gold status with your Hilton Honors Surpass® Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Weekend Night Reward
Earn a Free Weekend Night Reward from Hilton Honors when you spend $15,000 on eligible purchases on your Card in a calendar year.
| PURCHASES APR | 15.74% to 24.74% |
| BALANCE TRANSFER FEE | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| CASH ADVANCE APR | 25.24% |
| CASH ADVANCE FEE | Either $10 or 5% of the amount of each transaction, whichever is greater. |
| LATE PAYMENTS | Up to $40 |
| FOREIGN TRANSACTION FEE | 0% |
