Last updated: 5/10/2021

Wells Fargo Cash Wise

Earns: Cash Back

★★★★★

GigaTake:

A very solid cash back card offering 1.5% on all purchases. Sweet and simple.

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Here’s how much you would earn with this card

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See how the Wells Fargo Cash Wise compares to other credit cards

Wells Fargo Cash Wise Other Cards

Rewards

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Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

Welcome Bonus = 15,000

Value = 1 cent per point
Effective Value = $150

$1700

Annual Fee = $0

$695

Welcome Bonus

$150 Cash Back

After you spend $500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1.5% All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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The Fine Print

INTRO APR FOR PURCHASES	0% for 15 months
INTRO APR FOR BALANCE TRANSFERS	0% for 15 months
PURCHASES APR	15.49% to 27.49%
BALANCE TRANSFER APR	15.49% to 27.49%
BALANCE TRANSFER FEE	Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
CASH ADVANCE APR	25.49% to 27.49%
CASH ADVANCE FEE	Either $10 or 5% of the amount of each advance, whichever is greater.
LATE PAYMENTS	Up to $37
RETURN CHECK FEE	Up to $37
FOREIGN TRANSACTION FEE	3%