Last updated: 11/30/2022

United Quest

Earns: United MileagePlus


United’s newest credit card slots in between its very expensive Club card and its base Explorer card. Earnings are solid (2x in Dining, Travel and Streaming) and there are some good perks. But unless you are very attached to United, other cards can earn you more flexible points fast and with a lower annual fee.

This card is best for:

  • Travel
  • Dining
  • Streaming Services

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Here’s how much you would earn with this card

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  • 2x points for travel, dining and streaming services.
  • Nice perks for flying United.


  • $250 annual fee.
  • Other cards may earn points faster.

See how the United Quest compares to other credit cards

United Quest Other Cards

Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %


Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %


Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %


Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %


Welcome Bonus = 70,000

Value = 1.3 cents per point
Effective Value = $910


Annual Fee = $250

Welcome Bonus

Very Good

Bonus Rating


After you spend $4,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Travel




In the top 15% of cards.

2x Dining




In the top 50% of cards.

2x Streaming Services




In the top 15% of cards.

3x United Airlines




In the top 15% of cards.

1x All Other



Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
United MileagePlus
Gigapoints Value
1.3¢ per point
Other Card Information

Plus, earn an additional 20,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open.

Annual Fee
  • $250
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Free first and second checked bags

The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free.

Two 5,000-mile anniversary award flight credits

Starting with your first anniversary, you’ll automatically get 5,000 miles back in your MileagePlus® account after you take a United® or United Express-operated award flight booked with your miles – up to 2 times every anniversary year.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

Up to $100 Global Entry or TSA PreCheck® fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheck® when charged to your card.

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Quest Card.

One-year complimentary DashPass,

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

The Fine Print

PURCHASES APR 18.74% – 25.74%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 27.24% Variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.