Last updated: 6/14/2021

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United Quest

Earns: United MileagePlus

GigaTake:

United’s newest credit card slots in between its very expensive Club card and its base Explorer card. Earnings are solid (2x in Dining, Travel and Streaming) and there are some good perks. But unless you are very attached to United, other cards can earn you more flexible points fast and with a lower annual fee.

This card is best for:

  • Travel
  • Dining
  • Streaming Services

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Here’s how much you would earn with this card

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You could earn Worth Plus Welcome Bonus Total
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per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


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Pros

  • 2x points for travel, dining and streaming services.
  • Nice perks for flying United.

Cons

  • $250 annual fee.
  • Other cards may earn points faster.

See how the United Quest compares to other credit cards

United Quest Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
6%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
7%

Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
3%

Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %

0%
3%

Welcome Bonus = 80,000

Value = 1.3 cents per point
Effective Value = $1040

$0
$1800

Annual Fee = $250

$0
$995
Welcome Bonus
80,000

Excellent

Bonus Rating

Excellent

In the top 15% of cards.

Points

After you spend $5,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

2x Dining

Good

good

Good

In the top 50% of cards.

2x Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

3x United Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
United MileagePlus
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Plus, earn an additional 20,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open.

Annual Fee
  • $250
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Free first and second checked bags

The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free.

Two 5,000-mile anniversary award flight credits

Starting with your first anniversary, you’ll automatically get 5,000 miles back in your MileagePlus® account after you take a United® or United Express-operated award flight booked with your miles – up to 2 times every anniversary year.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

Up to $100 Global Entry or TSA PreCheck® fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheck® when charged to your card.

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Quest Card.

The Fine Print

PURCHASES APR 16.49% to 23.49%
BALANCE TRANSFER APR 16.49% to 23.49%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
FOREIGN TRANSACTION FEE 0%