Last updated: 5/21/2021
Earns: Starbucks Stars
If you actually understand how to value Starbucks Stars then a) you are a better person than we are and b) this may be a decent card for you. All others should pass Go and find another card.
(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})
| You could earn | Worth | Plus Welcome Bonus | Total |
|---|---|---|---|
| {{totalPointsYouCouldEarn | number}} Starbucks Stars per year |
${{totalPointsYouCouldEarnValue | number}} | {{welcomeBonus | number}} points worth ${{welcomeBonusValue | number}} |
${{totalValueToUser | number}} |
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Value = 3 cents per point
Effective Value = 1.5 %
0.7%
0.7%
0.8%
1.2%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.5%
1.7%
1.95%
2.6%
4.19%
Value = 3 cents per point
Effective Value = 1.5 %
0.7%
0.7%
0.7%
0.8%
1.2%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.5%
1.95%
2.6%
3.4%
Value = 3 cents per point
Effective Value = 1.5 %
0.7%
0.7%
0.7%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.5%
1.7%
1.95%
Value = 3 cents per point
Effective Value = 0.75 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.7%
1.95%
Value = 3 cents per point
Effective Value = $135
$50
$70
$100
$105
$130
$135
$150
$150
$192
$200
$200
$200
$200
$200
$210
$260
$314.99
$480
$510
$650
$700
$910
$975
$1020
$1080
$1080
$1120
$49
$75
$95
$95
$250
$450
$495
Points
After you spend $500 in 3 months
0.5x
Groceries
0.5x
Local Transit and Commuting
0.5x
Internet
0.5x
Cable
0.5x
Phone
0.75x
Starbucks
Excellent
In the top 15% of cards.
.25x
All Other
That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.
You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.
300 Bonus Stars instantly
Earn 300 Bonus Stars the first time you use your Starbucks® Rewards Visa® Card to digitally load your registered Starbucks Card in your App.
Barista Picks 8 times a year
A selection of food and drink items chosen by Starbucks® baristas for cardmembers redeemable at participating Starbucks® stores.
| PURCHASES APR | 15.99% to 22.99% |
| BALANCE TRANSFER APR | 15.99% to 22.99% |
| BALANCE TRANSFER FEE | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| CASH ADVANCE APR | 24.99% |
| CASH ADVANCE FEE | Either $10 or 5% of the amount of each transaction, whichever is greater. |
| FOREIGN TRANSACTION FEE | 3% |
