Last updated: 4/7/2024

Capital One Venture X Rewards

Earns: Capital One Miles

★★★★★

GigaTake:

This is Capital One’s entry into the premium travel card world and it’s an excellent choice. The $395 annual fee can easily pay for itself with a $300 travel credit and 10,000 bonus miles (worth easily $100) on your anniversary date. 2x miles on all spending is a great return. Capital Miles can be used basically as cash back, but also have the flexibility to get more value by transferring to travel partners. A great card all around.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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Pros

Excellent 2x points on all spending.
Annual fee is easily offset by all of the credits and perks.
Capital One Miles are some of the most versatile around.

Cons

High annual fee.

See how the Capital One Venture X Rewards compares to other credit cards

Capital One Venture X Rewards Other Cards

Rewards

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Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

Welcome Bonus = 75,000

Value = 1.3 cents per point
Effective Value = $975

$1700

Annual Fee = $395

$695

Welcome Bonus

75,000 Points

After you spend $4,000 in 6 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

$395

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

Receive up to $300 in statement credits when booking through Capital One Travel.

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel.

Earn unlimited 5X miles on flights booked through Capital One Travel.

Get up to $200 in statement credits for vacation rentals charged to your account within your first year.

Unlimited access to Capital One Lounges and 1,300+ Priority Pass™ lounges worldwide.

Complimentary Hertz President’s Circle® status, where you can skip the rental counter, choose from the widest selection of Hertz cars, and enjoy guaranteed upgrades.

Up to $100 statement credit for either Global Entry or TSA PreCheck.

10 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023.

Additional Articles

The Complete Guide to Capital One Miles

The Fine Print

PURCHASES APR	19.99% – 26.99%
BALANCE TRANSFER FEE	$0 at this Transfer APR
CASH ADVANCE APR	26.99% (Variable)
CASH ADVANCE FEE	Either $10 or 3% of the amount of each cash advance, whichever is greater.
FOREIGN TRANSACTION FEE	0%