Last updated: 6/30/2022

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Capital One Venture X Rewards

Earns: Capital One Miles

GigaTake:

This is Capital One’s entry into the premium travel card world and it’s an excellent choice. The $395 annual fee can easily pay for itself with a $300 travel credit and 10,000 bonus miles (worth easily $100) on your anniversary date. 2x miles on all spending is a great return. Capital Miles can be used basically as cash back, but also have the flexibility to get more value by transferring to travel partners. A great card all around.

This card is best for:

  • All Spending

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Here’s how much you would earn with this card

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Pros

  • Excellent 2x points on all spending.
  • Annual fee is easily offset by all of the credits and perks.
  • Capital One Miles are some of the most versatile around.

Cons

  • High annual fee.

See how the Capital One Venture X Rewards compares to other credit cards

Capital One Venture X Rewards Other Cards


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Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

0%
3%

Welcome Bonus = 75,000

Value = 1.3 cents per point
Effective Value = $975

$0
$1700

Annual Fee = $395

$0
$995
Welcome Bonus
75,000

Very Good

Bonus Rating

Points

After you spend $4,000 in 6 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x All Spending

Excellent

excellent

Excellent

In the top 15% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Capital One Miles
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $395
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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Additional perks of owning this card

$300 Annual Travel Credit

Receive up to $300 in statement credits when booking through Capital One Travel.

Anniversary Miles Bonus

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

10x Miles on Hotels and Rental Cars

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel.

5x Miles on Flights

Earn unlimited 5X miles on flights booked through Capital One Travel.

Limited Time: $200 Vacation Rental Credit

Get up to $200 in statement credits for vacation rentals charged to your account within your first year.

Lounge Access

Unlimited access to Capital One Lounges and 1,300+ Priority Pass™ lounges worldwide.

Hertz President’s Circle

Complimentary Hertz President’s Circle® status, where you can skip the rental counter, choose from the widest selection of Hertz cars, and enjoy guaranteed upgrades.

$100 PreCheck or Global Entry Credit

Up to $100 statement credit for either Global Entry or TSA PreCheck.

Bonus Miles with Turo

10 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023.

The Fine Print

PURCHASES APR 18.49% – 25.49%
BALANCE TRANSFER FEE $0 at this Transfer APR
CASH ADVANCE APR 25.49% (Variable)
CASH ADVANCE FEE Either $10 or 3% of the amount of each cash advance, whichever is greater.
FOREIGN TRANSACTION FEE 0%