Calculating rewards based on your personal spending.

Last updated: 2/13/2020

Apply Now

points

American Express Platinum

Earns: American Express Membership Rewards

GigaTake:

This is the premier publicly available American Express card. It’s expensive ($550 a year) and offers lots of perks: access to Centurion Lounges around the world, airline and Uber credits and 5x points for flights. Regular spending won’t earn you a ton of points, though.


YOUR FIRST YEAR PROJECTED EARNINGS

{{card.totalPoints | number}}

American Express Membership Rewards
worth

${{card.totalValue | number}}

Card Review

Last updated: 2/13/2020

American Express Platinum

Earns: American Express Membership Rewards


YOUR FIRST YEAR PROJECTED EARNINGS

{{card.totalPoints | number}}

American Express Membership Rewards
worth

${{card.totalValue | number}}

Apply Now

GigaTake:

points

This is the premier publicly available American Express card. It’s expensive ($550 a year) and offers lots of perks: access to Centurion Lounges around the world, airline and Uber credits and 5x points for flights. Regular spending won’t earn you a ton of points, though.

American Express Membership Rewards mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}


Compared to your cards
Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

American Express Platinum

Compared to other cards

${{allCards[0].totalValue | number}} – ${{allCards[allCards.length-1].totalValue | number}}

Scroll to see additional cards

Sign in to see how well this card would work for you.

Sign in

How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus


${{card.totalValue | number}} =

-${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}}Plus Base Spending

${{merchantBonusAmount | number}}Merchant Bonus

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} Bonus

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} Bonus${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

Hilton Honors

Choice Hotels Privileges

Wyndham Wyndham Rewards

Alitalia MilleMiglia

Expedia Rewards

IHG Rewards Club

Marriott Bonvoy

USAA Rewards

Uber Cash

Turkish Airways Miles & Smiles

Thai Airways Royal Orchid Plus

Malaysia Airlines Enrich

Jet Airways JetPrivilege

El Al Matmid

Singapore Airlines KrisFlyer

Qatar Airways Privilege Club

Hainan Airlines Fortune Wings Club

Finnair Finnair Plus

EVA Air Infinity MileageLands

Etihad Airways Etihad Guest

Avianca LifeMiles

Cathay Pacific Asia Miles

Aeromeixco Club Premier

Air France – KLM Flying Blue

Virgin Australia Velocity

Qantas Points

Discover Miles

Disney Rewards Dollars

Amazon Amazon

Bank of America Preferred Rewards

Wells Fargo Go Far Rewards

Cash Back Cash Back

Aer Lingus AerClub

Capital One Miles

Hawaiian Airlines HawaiianMiles

Iberia Plus

Air Canada Aeroplan

Delta Airlines SkyMiles

American Airlines American AAdvantage

British Airways Executive Club

Virgin Atlantic Flying Club

Emirates Skywards

ANA Mileage Club

United MileagePlus

Citi Thank You Points

Alaska Airlines Mileage Plan

JetBlue TrueBlue

U.S. Bank Altitude Points

Southwest Rapid Rewards

U.S. Bank FlexPoints

Hyatt World of Hyatt

American Express Membership Rewards

Chase Ultimate Rewards

Accor Live Limitless

Starbucks Stars

.5 .6 .7 .8 1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 2 3

Value of a point in cents

Other Cards American Express Platinum

Reward Rate = {{categoryGroup.categoriesMultiplier.value+1}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

{{categoryGroup.categoryGroups.minValue | number}}x

${{categoryGroup.categoryGroups.maxValue | number}}

{{categoryGroup.categoryGroups.maxValue | number}}x

Reward Rate = {{card.earning_rate}}x All other
Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

{{basePointsGroups.maxValue | number}}x

Annual Fee = ${{annualFeeCard.value|number}}
Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles
Card Benefits

Additional perks of owning this card

Global Lounge Access

The American Express Global Lounge CollectionSM‡ unlocks access to more than 1,200 airport lounges across 130 countries and counting. Our unmatched worldwide coverage is made possible through our own networks, The Centurion® Lounge and The International American Express lounges, as well as our partner networks, Delta Sky Club® and Priority PassTM Select lounges.

$200 airline credit

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account.

Fee Credit for Global Entry or TSA Pre✓®

When you apply for and receive your Global Entry or TSA Pre✓®‡, not only can you get expedited screening at select airports, but you’ll receive a credit for the application fees on your statement. Receive one statement credit every 4 years after you apply for Global Entry ($100) or every 4.5 years after you apply for TSA Pre✓® ($85) with an eligible Platinum Card®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee every 4 years for Global Entry and or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Additional Card

Uber VIP and up to $200 in Uber Cash Each Year

Use your Uber Rides with Platinum benefit to enjoy VIP status and $15 each month in Uber Cash for U.S. rides on your Uber account. Plus get a $20 bonus in December for up to $200 each year.

Card Details
CASH ADVANCE APR 26.74%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39