Last updated: 12/14/2020

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points

American Express Platinum

Earns: American Express Membership Rewards

GigaTake:

This is the premier publicly available American Express card. It’s expensive ($550 a year) and offers lots of perks: access to Centurion Lounges around the world, airline and Uber credits and 5x points for flights. Regular spending won’t earn you a ton of points, though.

Calculating rewards based on your personal spending.

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Card Review

Last updated: 12/14/2020

American Express Platinum

Earns: American Express Membership Rewards

You Could Earn

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Plus Welcome Bonus

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GigaTake:

points

This is the premier publicly available American Express card. It’s expensive ($550 a year) and offers lots of perks: access to Centurion Lounges around the world, airline and Uber credits and 5x points for flights. Regular spending won’t earn you a ton of points, though.

Card Highlights

Reward Summary
5x Airlines
1x All Other
Annual Fee
$550
Foreign Transaction Fees
0%
Welcome Bonus
75,000 Points

After you spend $5,000 in 3 months

Other Card Information

Through 12/31/20, you can get up to $40 back per month in statement credits for select streaming subscriptions and wireless phone services through 12/31/20.

  • Up to $20 per month on select U.S. streaming subscriptions
  • Up to $20 per month on wireless telephone services purchased directly from U.S. service providers

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Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards American Express Platinum

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Relevant Articles

Compared to your cards
Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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American Express Platinum

Compared to other cards
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Card Benefits

Additional perks of owning this card

Global Lounge Access

The American Express Global Lounge CollectionSM‡ unlocks access to more than 1,200 airport lounges across 130 countries and counting. Our unmatched worldwide coverage is made possible through our own networks, The Centurion® Lounge and The International American Express lounges, as well as our partner networks, Delta Sky Club® and Priority PassTM Select lounges.

$200 airline credit

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account.

Fee Credit for Global Entry or TSA Pre✓®

When you apply for and receive your Global Entry or TSA Pre✓®‡, not only can you get expedited screening at select airports, but you’ll receive a credit for the application fees on your statement. Receive one statement credit every 4 years after you apply for Global Entry ($100) or every 4.5 years after you apply for TSA Pre✓® ($85) with an eligible Platinum Card®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee every 4 years for Global Entry and or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Additional Card

Uber VIP and up to $200 in Uber Cash Each Year

Use your Uber Rides with Platinum benefit to enjoy VIP status and $15 each month in Uber Cash for U.S. rides on your Uber account. Plus get a $20 bonus in December for up to $200 each year.

Fine Hotels & Resorts program

Enjoy complimentary benefits and competitive rates with each Fine Hotels & Resorts booking at over 1,000 extraordinary properties worldwide.

Card Details
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%