Last updated: 6/27/2023

Ink Business Unlimited®

Earns: Cash Back

★★★★★

GigaTake:

A solid, simple to follow, small business card. 1.5% cash back on all purchases and a 0% Intro APR makes this a great choice for many businesses.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

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Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

1.5% cash back on all purchases.
No annual fee.
12 month 0% intro APR.

Cons

Some points cards might net you a greater total return.

See how the Ink Business Unlimited® compares to other credit cards

Ink Business Unlimited® Other Cards

Rewards

Show Rewards For:

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Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

Welcome Bonus = 75,000

Value = 1 cent per point
Effective Value = $750

$1700

Annual Fee = $0

$695

Welcome Bonus

$750 Cash Back

After you spend $7,500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1.5% All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR PURCHASES	0% for 12 months
PURCHASES APR	15.49% – 21.49%
BALANCE TRANSFER FEE	Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	27.24% Variable
CASH ADVANCE FEE	Either $15 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE	3%