Last updated: 4/26/2024

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U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R)

Earns: Cash Back

GigaTake:

A very good cash back card with some nice bonus categories for businesses: 3% back on restaurants, gas, office supplies and cellular services.

This card is best for:

  • Dining
  • Gas
  • Office Supply Stores

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 3% cash back on some useful business categories.
  • 0% Intro APR
  • No annual fee.

Cons

  • You may earn more with a cash back card with higher payouts on all spending.

See how the U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R) compares to other credit cards

U.S. Bank Business Triple Cash Rewards World Elite Mastercard(R) Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
5%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
5%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 50,000

Value = 1 cent per point
Effective Value = $500

$5
$1700

Annual Fee = $0

$0
$695
Welcome Bonus
$500

OK

Bonus Rating

Cash Back

After you spend $4,500 in 4 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3% Dining

Very Good

very good

3% Gas

Excellent

excellent

Excellent

In the top 15% of cards.

3% Office Supply Stores

Excellent

excellent

Excellent

In the top 15% of cards.

3% Cellular Providers

Excellent

excellent

Excellent

In the top 15% of cards.

3% EV Charging

Excellent

excellent

Excellent

In the top 15% of cards.

1% All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

$100 software credit

Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.

The Fine Print

INTRO APR FOR PURCHASES 0% for 15 months
INTRO APR FOR BALANCE TRANSFERS 0% for 15 months
PURCHASES APR 16.24% – 25.24%
CASH ADVANCE APR 28.24%
FOREIGN TRANSACTION FEE 3%