Last updated: 8/26/2021

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Hilton Honors American Express Card

Earns: Hilton Honors

GigaTake:

Hilton points aren’t worth nearly as much as other hotel currencies so watch out for inflated values. You get extra points for spending on Hilton (7x), restaurants (5x), supermarkets (5x) and gas stations (5x), and 3 points per dollar on everything else.

This card is best for:

  • Groceries
  • Gas

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Hilton Honors
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


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Pros

  • Eye-popping multiples (5x) on dining, groceries and gas.
  • Comes with Hilton silver status.
  • No annual fee.

Cons

  • Hilton points are worth far less than other reward points.

See how the Hilton Honors American Express Card compares to other credit cards

Hilton Honors American Express Card Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 5x

Value = 0.4 cents per point
Effective Value = 2 %

0%
7%

Reward Rate = 5x

Value = 0.4 cents per point
Effective Value = 2 %

0%
7%

Reward Rate = 5x

Value = 0.4 cents per point
Effective Value = 2 %

0%
6%

Reward Rate = 3x

Value = 0.4 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 80,000

Value = 0.4 cents per point
Effective Value = $320

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
80,000

OK

Bonus Rating

Points

After you spend $1,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
5x Dining

Good

good

Good

In the top 50% of cards.

5x U.S. Supermarkets

Very Good

very good

5x Gas

Good

good

Good

In the top 50% of cards.

7x Hilton

Excellent

excellent

Excellent

In the top 15% of cards.

3x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Hilton Honors
Gigapoints Value
.4¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.

Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Complimentary silver status.

Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.

The Fine Print

PURCHASES APR 15.74% to 24.74%
BALANCE TRANSFER APR 15.74% to 24.74%
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE 0%