Last updated: 10/2/2022

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Delta SkyMiles® Platinum American Express

Earns: Delta SkyMiles


The best feature of this card is the ability to earn lots of Medallion Qualification Miles (MQMs). If you don’t know what those are, it’s probably not right for you. But Delta loyalists will like the other airline-specific perks.

This card is best for:

  • Dining
  • Groceries

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Here’s how much you would earn with this card

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${{totalValueToUser | number}}

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  • One of the best way to earn Medallion Qualification Miles through credit card spending.
  • Free checked bags and companion certificate on Delta.


  • $250 annual fee.
  • Delta miles are less valuable to redeem than other points.

See how the Delta SkyMiles® Platinum American Express compares to other credit cards

Delta SkyMiles® Platinum American Express Other Cards

Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %


Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %


Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %


Welcome Bonus = 80,000

Value = 1 cent per point
Effective Value = $800


Annual Fee = $250

Welcome Bonus


Bonus Rating


In the top 50% of cards.


After you spend $4,000 in 6 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x U.S. Restaurants



2x U.S. Grocery Stores




In the top 50% of cards.

3x Delta




In the top 15% of cards.

1x All Other



Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Delta SkyMiles
Gigapoints Value
1.0¢ per point
Other Card Information

Earn 5,000 Medallion(R) Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of

Annual Fee
  • $250
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Annual Companion Certificate

Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.

Earn Medallion Qualification Miles

Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times. Terms apply.

Priority Boarding

Main Cabin 1 Priority Boarding allows you to board the plane sooner, stow your bag and settle in your seat before takeoff.

First Checked Bag Free

You can check your first bag for free and save up to $60 on a round-trip Delta flight.

Fee Credit for Global Entry and TSA Pre

Receive either a $100 statement credit for Global Entry or an $85 credit for TSA Pre✓®. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA Pre✓®, depending on whichever application fee is charged to your Card first.

Delta Lounge Discount

Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight

The Fine Print

INTRO APR FOR PURCHASES 0% for 12 months
PURCHASES APR 18.74% – 27.74%
CASH ADVANCE APR 28.24% Variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.