Last updated: 6/24/2021

American Express Green Card

Earns: American Express Membership Rewards

GigaTake:

This mid-range card from American Express gives you great point bonuses in some spending categories: You get 3 points per dollar spent on travel (including flights, hotels, transit and ride shares) and dining. The $150 annual fee is a little high, but the card comes with a few perks, too.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} American Express Membership Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Extremely strong earnings (3 points per dollar) for travel and dining.
  • Three different $100 travel credits can outweigh the annual fee.

Cons

  • $150 annual fee.

See how the American Express Green Card compares to other credit cards

American Express Green Card Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1.7 cents per point
Effective Value = 5.1 %

0%
6%

Reward Rate = 3x

Value = 1.7 cents per point
Effective Value = 5.1 %

0%
7%

Reward Rate = 1x

Value = 1.7 cents per point
Effective Value = 1.7 %

0%
3%

Welcome Bonus = 30,000

Value = 1.7 cents per point
Effective Value = $510

$0
$1800

Annual Fee = $150

$0
$995
Welcome Bonus
30,000

OK

Bonus Rating

Points

After you spend $2,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3x Travel

Excellent

excellent

Excellent

In the top 15% of cards.

3x Dining

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

Very Good

very good

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
American Express Membership Rewards
Gigapoints Value
1.7¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn up to $10 back per month in statement credits when you use your new Card on wireless telephone services purchased directly from U.S. service providers through 12/31/20.

Annual Fee
  • $150
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Clear $100 Credit

Receive up to $100 per calendar year in statement credits, when you pay for your CLEAR membership with the American Express Green Card.

Loungebuddy $100 Credit

Use the American Express Green Card to purchase lounge access through the LoungeBuddy app and receive up to $100 in statement credits per calendar year.

Away $100 Credit

Receive up to $100 in statement credits for purchases made directly with Away using your new American Express® Green Card within the first 3 months of Card Membership.

The Fine Print

PURCHASES APR 15.24% to 22.24%
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $40
FOREIGN TRANSACTION FEE 0%