Last updated: 4/26/2024

Southwest Rapid Rewards® Premier Business Credit Card

Earns: Southwest Rapid Rewards

★★★★★

GigaTake:

Since this card doesn’t offer you any Southwest perks, it really doesn’t have a lot to offer. You’ll probably earn points quicker with other Chase Ultimate Rewards cards and you can instantly transfer those points to Southwest if that’s how you choose to spend them.

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Here’s how much you would earn with this card

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You could earn	Worth	Plus Welcome Bonus	Total
{{totalPointsYouCouldEarn \| number}} Southwest Rapid Rewards per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Southwest Rapid Rewards® Premier Business Credit Card compares to other credit cards

Southwest Rapid Rewards® Premier Business Credit Card Other Cards

Rewards

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Reward Rate = 2x

Value = 1.3 cents per point
Effective Value = 2.6 %

Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %

Welcome Bonus = 60,000

Value = 1.3 cents per point
Effective Value = $780

$1700

Annual Fee = $99

$695

Welcome Bonus

60,000 Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x Rideshare

3x Southwest Airlines

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Earn 2X points on Rapid Rewards(R) hotel and car partners.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

PURCHASES APR	18.24% – 25.24%
BALANCE TRANSFER FEE	Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	27.24% Variable
CASH ADVANCE FEE	Either $15 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE	0%