Last updated: 6/14/2021

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Southwest Rapid Rewards® Premier Business Credit Card

Earns: Southwest Rapid Rewards

GigaTake:

Since this card doesn’t offer you any Southwest perks, it really doesn’t have a lot to offer. You’ll probably earn points quicker with other Chase Ultimate Rewards cards and you can instantly transfer those points to Southwest if that’s how you choose to spend them.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Southwest Rapid Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • The value of the 6,000 bonus points per year almost covers the annual fee.

Cons

  • $99 annual fee.
  • Other cards earn more points faster, including Chase cards that transfer directly to Southwest.

See how the Southwest Rapid Rewards® Premier Business Credit Card compares to other credit cards

Southwest Rapid Rewards® Premier Business Credit Card Other Cards


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Reward Rate = 1x

Value = 1.3 cents per point
Effective Value = 1.3 %

0%
3%

Welcome Bonus = 60,000

Value = 1.3 cents per point
Effective Value = $780

$0
$1800

Annual Fee = $99

$0
$995
Welcome Bonus
60,000

Very Good

Bonus Rating

Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Southwest Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Southwest Rapid Rewards
Gigapoints Value
1.3¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $99
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

6,000 bonus points

Receive 6,000 bonus points after your Cardmember anniversary

The Fine Print

PURCHASES APR 15.99% – 22.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99% Variable
CASH ADVANCE FEE Either $15 or 5% of the amount of each transaction, whichever is greater.
FOREIGN TRANSACTION FEE 0%