Last updated: 7/16/2021

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Capital One SavorOne Rewards

Earns: Cash Back

GigaTake:

No annual fee, a 0% introductory APR and good bonus categories (3% on dining and entertainment, 2% on groceries) make this an interesting cash-back card for some. You might be able to do better with a 2% across-the-board card, depending on your spending.

This card is best for:

  • Dining
  • Entertainment
  • Streaming Services

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 3% cash back on dining and entertainment make this a good card for going out.
  • No annual fee.

Cons

  • Other cash back cards pay 2% back on everything.

See how the Capital One SavorOne Rewards compares to other credit cards

Capital One SavorOne Rewards Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
7%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
4%

Reward Rate = 3x

Value = 1 cent per point
Effective Value = 3 %

0%
3%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 20,000

Value = 1 cent per point
Effective Value = $200

$0
$1800

Annual Fee = $0

$0
$995
Welcome Bonus
$200

OK

Bonus Rating

Cash Back

After you spend $500 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
3% Dining

Very Good

very good

3% Entertainment

Excellent

excellent

Excellent

In the top 15% of cards.

3% Streaming Services

Excellent

excellent

Excellent

In the top 15% of cards.

2% Groceries

Very Good

very good

1% All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Grocery bonus cash back excludes superstores like Walmart and Target. 8% Cash Back on tickets at Vivid Seats through January 2023.

Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

INTRO APR FOR PURCHASES 0% for 15 months
PURCHASES APR 15.49%, 21.49% or 25.49%
BALANCE TRANSFER APR 15.49%, 21.49% or 25.49%
BALANCE TRANSFER FEE 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.
CASH ADVANCE APR 25.49%
CASH ADVANCE FEE Either $10 or 3% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
FOREIGN TRANSACTION FEE 0%