Last updated: 7/2/2021

Learn More

British Airways Visa Signature®

Earns: British Airways Executive Club

GigaTake:

Best used strategically to get a one-time windfall of British Airways miles, though this can require a lot of spending. After that, the rewards for everyday use are unimpressive; other cards are better for earning points that can be transferred to BA.

GigaPoints has partnered with CardRatings for our coverage of credit card products. GigaPoints and CardRatings may receive a commission from card issuers. However, opinions, reviews, analyses & recommendations are GigaPoints’ alone, and have not been reviewed, endorsed or approved by any of these entities. Read more here.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} British Airways Executive Club
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the British Airways Visa Signature® compares to other credit cards

British Airways Visa Signature® Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.2 cents per point
Effective Value = 2.4 %

0%
5%

Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 100,000

Value = 1.2 cents per point
Effective Value = $1200

$0
$1800

Annual Fee = $95

$0
$995
Welcome Bonus
100,000

Excellent

Bonus Rating

Excellent

In the top 15% of cards.

Points

After you spend $5,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Hotels

Excellent

excellent

Excellent

In the top 15% of cards.

3x British Airways

Excellent

excellent

Excellent

In the top 15% of cards.

3x Iberia

Excellent

excellent

Excellent

In the top 15% of cards.

3x Aer Lingus

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
British Airways Executive Club
Gigapoints Value
1.2¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios. Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios.

Annual Fee
  • $95
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Earn a Companion Ticket

Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. Redeem your Avios for one reward seat for yourself and use your Travel Together Ticket to bring a companion in the same cabin, even first class (taxes, fees and carrier charges apply).

Up to $600 Reward Flight Statement Credits

Receive statement credits of $100 for Economy and Premium Economy – or $200 for Business and First Class seats – three times per year, up to $600, when you book a reward flight to London travelling on British Airways and pay taxes, fees and carrier-imposed charges with the British Airways Visa Signature Card.

The Fine Print

PURCHASES APR 15.99% – 22.99%
BALANCE TRANSFER APR 15.99% – 22.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99% Variable
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
RETURN CHECK FEE $0
FOREIGN TRANSACTION FEE 0%