Last updated: 8/30/2022

British Airways Visa Signature®

Earns: British Airways Executive Club

★★★★★

GigaTake:

Best used strategically to get a one-time windfall of British Airways miles, though this can require a lot of spending. After that, the rewards for everyday use are unimpressive; other cards are better for earning points that can be transferred to BA.

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Here’s how much you would earn with this card

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{{totalPointsYouCouldEarn \| number}} British Airways Executive Club per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

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${{welcomeBonusAmount | number}}Welcome Bonus

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See how the British Airways Visa Signature® compares to other credit cards

British Airways Visa Signature® Other Cards

Rewards

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Reward Rate = 2x

Value = 1.2 cents per point
Effective Value = 2.4 %

Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

Welcome Bonus = 75,000

Value = 1.2 cents per point
Effective Value = $900

$1700

Annual Fee = $95

$695

Welcome Bonus

75,000 Points

After you spend $5,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x Hotels

3x British Airways

3x Iberia

3x Aer Lingus

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

Additional perks of owning this card

Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. Redeem your Avios for one reward seat for yourself and use your Travel Together Ticket to bring a companion in the same cabin, even first class (taxes, fees and carrier charges apply).

Receive statement credits of $100 for Economy and Premium Economy – or $200 for Business and First Class seats – three times per year, up to $600, when you book a reward flight to London travelling on British Airways and pay taxes, fees and carrier-imposed charges with the British Airways Visa Signature Card.

PURCHASES APR	18.24% – 25.24%
BALANCE TRANSFER FEE	Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	27.24% Variable
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	Up to $39.
RETURN CHECK FEE	$0
FOREIGN TRANSACTION FEE	0%