Last updated: 6/14/2021

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Iberia Visa Signature®

Earns: Iberia Plus

GigaTake:

Perhaps worthwhile for the Welcome Bonus, this card isn’t great for your regular spending. Even if you want to accumulate Avios, look for other cards that have Iberia (or British Airways) as a transfer partner, but have more flexibility and earn points faster.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Iberia Plus
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Earns bonus miles on Iberia and partner airlines.

Cons

  • $95 annual fee.
  • Unexceptional earnings rates.

See how the Iberia Visa Signature® compares to other credit cards

Iberia Visa Signature® Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1.2 cents per point
Effective Value = 2.4 %

0%
5%

Reward Rate = 1x

Value = 1.2 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 50,000

Value = 1.2 cents per point
Effective Value = $600

$0
$1800

Annual Fee = $95

$0
$995
Welcome Bonus
50,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Hotels

Excellent

excellent

Excellent

In the top 15% of cards.

3x Iberia

Excellent

excellent

Excellent

In the top 15% of cards.

3x British Airways

Excellent

excellent

Excellent

In the top 15% of cards.

3x Aer Lingus

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Iberia Plus
Gigapoints Value
1.2¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

Annual Fee
  • $95
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

PURCHASES APR 15.99% – 22.99% Variable
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 24.99% Variable
FOREIGN TRANSACTION FEE 0%