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Last updated: 11/2/2020

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points

Chase Sapphire Preferred

Earns: Chase Ultimate Rewards

GigaTake:

★★★★★
★★★★★

A card almost everyone should consider. It earns valuable Chase Ultimate Rewards points, which can be exchanged for travel, experiences, products, or cash. Cardholders get bonus points for travel and dining spending. And its $95 annual fee is in the middle of the pack.

Calculating rewards based on your personal spending.

You Could Earn

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{{card.totalPoints | number}}

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Worth

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Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Card Review

Last updated: 11/2/2020

Chase Sapphire Preferred

Earns: Chase Ultimate Rewards

You Could Earn

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Apply Now

GigaTake:

★★★★★
★★★★★
points

A card almost everyone should consider. It earns valuable Chase Ultimate Rewards points, which can be exchanged for travel, experiences, products, or cash. Cardholders get bonus points for travel and dining spending. And its $95 annual fee is in the middle of the pack.

Card Highlights
Reward Summary
2x Travel
2x Dining
1x All Other
Annual Fee
$95
Foreign Transaction Fees
0%
Welcome Bonus
60,000 Points

After you spend $4,000 in 3 months

Other Card Information

Earn 2x total points on up to $1,000 in grocery store purchases per month from Nov. 1, 2020 to Apr. 30, 2021, including pickup and eligible grocery store delivery services.

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How did we arrive here?

With this card, you would have earned…

view rewards by

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{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}
Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value Chase Ultimate Rewards at 1.8 cents per point.

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Chase Sapphire Preferred
Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

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Reward Rate = {{card.earning_rate}}x All other
Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

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Annual Fee = ${{annualFeeCard.value|number}}
Annual Fee

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${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles
Compared to your cards
Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

Chase Sapphire Preferred

Compared to other cards

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    {{c.card.display_name}}

    ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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Card Benefits

Additional perks of owning this card

25% more in travel redemption

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.

Card Details
PURCHASES APR 15.99% to 22.99%
CASH ADVANCE APR 24.99%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE Either $10 or 5% of the amount of each transfer, whichever is greater.
LATE PAYMENTS Up to $39
FOREIGN TRANSACTION FEE 0%