Last updated: 1/28/2021

American Express Hilton Honors Aspire

Earns: Hilton Honors

GigaTake:

Given the $450 annual fee, you have to be really committed to Hilton to make this card work. But if you are, this card comes loaded with perks and some high-earning categories. Just watch out for the relatively low value of Hilton points.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Hilton Honors
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the American Express Hilton Honors Aspire compares to other credit cards

American Express Hilton Honors Aspire Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 7x

Value = 0.4 cents per point
Effective Value = 2.8 %

0%
3%

Reward Rate = 7x

Value = 0.4 cents per point
Effective Value = 2.8 %

0%
9%

Reward Rate = 7x

Value = 0.4 cents per point
Effective Value = 2.8 %

0%
7%

Reward Rate = 3x

Value = 0.4 cents per point
Effective Value = 1.2 %

0%
3%

Welcome Bonus = 150,000

Value = 0.4 cents per point
Effective Value = $600

$0
$1800

Annual Fee = $450

$0
$995
Welcome Bonus
150,000

Good

Bonus Rating

Good

In the top 50% of cards.

Points

After you spend $4,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
7x Car Rental

Excellent

excellent

Excellent

In the top 15% of cards.

7x Airlines

Excellent

excellent

Excellent

In the top 15% of cards.

7x Dining

Good

good

Good

In the top 50% of cards.

14x Hilton

Excellent

excellent

Excellent

In the top 15% of cards.

3x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Hilton Honors
Gigapoints Value
.4¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $450
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

Additional perks of owning this card

Weekend Night Rewards

Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year.

Complimentary Diamond status.

Complimentary Hilton Diamond status which includes even more perks from Hilton, such as 100% extra Bonus Points on all Base Points you earn, room upgrades, and more.

$250 Hilton Resort Statement Credit

With your Hilton Honors American Express Aspire Card, enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts

The Fine Print

PURCHASES APR 15.74% to 24.74%
BALANCE TRANSFER APR 15.74% to 24.74%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39
FOREIGN TRANSACTION FEE 0%