Last updated: 1/28/2021
Earns: Hilton Honors
Given the $450 annual fee, you have to be really committed to Hilton to make this card work. But if you are, this card comes loaded with perks and some high-earning categories. Just watch out for the relatively low value of Hilton points.
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| You could earn | Worth | Plus Welcome Bonus | Total |
|---|---|---|---|
| {{totalPointsYouCouldEarn | number}} Hilton Honors per year |
${{totalPointsYouCouldEarnValue | number}} | {{welcomeBonus | number}} points worth ${{welcomeBonusValue | number}} |
${{totalValueToUser | number}} |
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Value = 0.4 cents per point
Effective Value = 2.8 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.7%
1.95%
2.8%
Value = 0.4 cents per point
Effective Value = 2.8 %
0.7%
0.7%
0.75%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.5%
1.95%
2.09%
2.8%
3.4%
4.19%
5.09%
Value = 0.4 cents per point
Effective Value = 2.8 %
0.7%
0.7%
0.75%
0.8%
1%
1.2%
1.3%
1.5%
1.5%
1.95%
2.09%
2.6%
2.6%
2.6%
2.8%
3%
3.4%
4.19%
Value = 0.4 cents per point
Effective Value = 1.2 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.5%
1.7%
1.95%
Value = 0.4 cents per point
Effective Value = $600
$50
$70
$100
$105
$130
$150
$150
$192
$200
$200
$200
$200
$200
$210
$260
$314.99
$480
$510
$600
$650
$700
$910
$975
$1020
$1080
$1080
$1120
$75
$95
$95
$250
$450
$450
$495
Points
After you spend $4,000 in 3 months
7x
Car Rental
Excellent
In the top 15% of cards.
7x
Airlines
Excellent
In the top 15% of cards.
7x
U.S. Restaurants
Good
In the top 50% of cards.
14x
Hilton
Excellent
In the top 15% of cards.
3x
All Other
That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.
You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.
Weekend Night Rewards
Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year.
Complimentary Diamond status.
Complimentary Hilton Diamond status which includes even more perks from Hilton, such as 100% extra Bonus Points on all Base Points you earn, room upgrades, and more.
$250 Hilton Resort Statement Credit
With your Hilton Honors American Express Aspire Card, enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts
| PURCHASES APR | 15.74% to 24.74% |
| BALANCE TRANSFER APR | 15.74% to 24.74% |
| BALANCE TRANSFER FEE | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| CASH ADVANCE APR | 25.24% |
| CASH ADVANCE FEE | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| LATE PAYMENTS | Up to $39 |
| FOREIGN TRANSACTION FEE | 0% |
